home *** CD-ROM | disk | FTP | other *** search
Unknown | 1992-08-31 | 20.5 KB |
view JSON data
|
view as text
|
open on a Mac
|
open on a PC
This file was not able to be converted.
This format is not currently supported by dexvert.
Confidence | Program | Detection | Match Type | Support
|
---|
1%
| dexvert
| The Print Shop DAT (archive/printShopDAT)
| ext
| Unsupported |
1%
| dexvert
| Microsoft Internet Explorer Cache (archive/msieCache)
| ext
| Unsupported |
1%
| dexvert
| Norton Utilities Image FAT backup (archive/nortonUtilitiesImageFATBackup)
| ext
| Unsupported |
1%
| dexvert
| Simis (archive/simis)
| ext
| Unsupported |
1%
| dexvert
| ORIC Tape Image (archive/oricTape)
| ext
| Unsupported |
1%
| dexvert
| PSM 2 compressed sound (audio/psm2CompressedSound)
| ext
| Unsupported |
1%
| dexvert
| Electronic Arts Music format (music/electronicArtsMusicFormat)
| ext
| Unsupported |
1%
| dexvert
| Magic Carpet Flic video (video/magicCarpetFlicVideo)
| ext
| Unsupported |
1%
| dexvert
| IRIT 3D model (poly/irit3DModel)
| ext
| Unsupported |
1%
| dexvert
| Adventure Game Studio (other/adventureGameStudio)
| ext
| Unsupported |
1%
| dexvert
| Boost Text serialization (other/boostTextSerialization)
| ext
| Unsupported |
1%
| dexvert
| Bullfrog Object Data (other/bullfrogObjectData)
| ext
| Unsupported |
1%
| dexvert
| CCmF / Resource Composite File (other/ccmfResourceCompositeFile)
| ext
| Unsupported |
1%
| dexvert
| The Chessmaster classic games library (other/chessmasterClassicGamesLibrary)
| ext
| Unsupported |
1%
| dexvert
| The Chessmaster opening book (other/chessmasterOpeningBook)
| ext
| Unsupported |
1%
| dexvert
| The Chessmaster user settings (other/chessmasterUserSettings)
| ext
| Unsupported |
1%
| dexvert
| Concurrent DOS Serial Terminal Configuration (other/concurrentDOSSerialTerminalConfiguration)
| ext
| Unsupported |
1%
| dexvert
| Cubic Player archive cache (other/cubicPlayerArchiveCache)
| ext
| Unsupported |
1%
| dexvert
| DemoManiac Vectors (other/demoManiacVectors)
| ext
| Unsupported |
1%
| dexvert
| Dr. Hardware Sysinfo (other/drHardwareSysInfo)
| ext
| Unsupported |
1%
| dexvert
| Dr. Solomon's Antivirus messages (other/drSolomonsAntivirusMessages)
| ext
| Unsupported |
1%
| dexvert
| Dune II Saved Game (other/duneIISavedGame)
| ext
| Unsupported |
1%
| dexvert
| Full Tilt Pinball Data (other/fullTiltPinballData)
| ext
| Unsupported |
1%
| dexvert
| HPFS-Access DB (other/hpfsAccessDB)
| ext
| Unsupported |
1%
| dexvert
| ICU Data (other/icuData)
| ext
| Unsupported |
1%
| dexvert
| InfoComics game data (other/infoComicsGameData)
| ext
| Unsupported |
1%
| dexvert
| Madden 2004 data file (other/madden2004DataFile)
| ext
| Unsupported |
1%
| dexvert
| McAfee AntiVirus data (other/mcAfeeAntiVirusData)
| ext
| Unsupported |
1%
| dexvert
| McAfee VirusScan data (other/mcAfeeVirusScanData)
| ext
| Unsupported |
1%
| dexvert
| McAfee VShield data (other/mcAfeeVShieldData)
| ext
| Unsupported |
1%
| dexvert
| MGPA-file game archive (other/mgpaFileGameArchive)
| ext
| Unsupported |
1%
| dexvert
| MSN/Windows Live Messenger Log file (other/msnMessengerLogFile)
| ext
| Unsupported |
1%
| dexvert
| NetShield configuration (other/netShieldConfiguration)
| ext
| Unsupported |
1%
| dexvert
| NetShield Virus Pattern Library (other/netShieldVirusPattern)
| ext
| Unsupported |
1%
| dexvert
| Network Associates VirusScan data (other/networkAssociatesVirusScanData)
| ext
| Unsupported |
1%
| dexvert
| Palm Desktop DateBook (other/palmDesktopDateBook)
| ext
| Unsupported |
1%
| dexvert
| PartoutResource Data (other/partoutResourceData)
| ext
| Unsupported |
1%
| dexvert
| Pico-8 POD data archive (other/pico8PODDataArchive)
| ext
| Unsupported |
1%
| dexvert
| PSM 2 configuration (other/psm2Configuration)
| ext
| Unsupported |
1%
| dexvert
| Radix game data (other/radixGameData)
| ext
| Unsupported |
1%
| dexvert
| 7 Colors game data archive (other/sevenColorsGameDataArchive)
| ext
| Unsupported |
1%
| dexvert
| StarWriter configuration (other/starWriterConfiguration)
| ext
| Unsupported |
1%
| dexvert
| SuperProject graphics drivers (other/superProjectGraphicsDrivers)
| ext
| Unsupported |
1%
| dexvert
| The Norton AntiVirus Virus Signatures (other/theNortonAntiVirusSignatures)
| ext
| Unsupported |
1%
| dexvert
| 3D-Pinball for Windows table Data (other/threeDPinballTableData)
| ext
| Unsupported |
1%
| dexvert
| Thunderbyte AV (other/thunderbyteAV)
| ext
| Unsupported |
1%
| dexvert
| Track Attack track Data (other/trackAttackTrackData)
| ext
| Unsupported |
1%
| dexvert
| TriTryst game Data (other/triTrystGameData)
| ext
| Unsupported |
1%
| dexvert
| YAB! Baseball game data (other/yabBaseballGameData)
| ext
| Unsupported |
1%
| dexvert
| Abuse demo Data (other/abuseDemoData)
| ext
| Unsupported |
1%
| dexvert
| ANSI/INCIT 378 fingerprints format (gen) (other/ansiINCIT378FingerprintsFormat)
| ext
| Unsupported |
1%
| dexvert
| CaveStory save game (other/caveStorySaveGame)
| ext
| Unsupported |
1%
| dexvert
| Centurion: Defender of Rome game data (other/centurionDefenderOfRomeGameData)
| ext
| Unsupported |
1%
| dexvert
| C++ Symbol Data (other/cppSymbolDatai)
| ext
| Unsupported |
1%
| dexvert
| Cubic Player animation (other/cubicPlayerAnimation)
| ext
| Unsupported |
1%
| dexvert
| Empire animation game Data (other/empireAnimationGameData)
| ext
| Unsupported |
1%
| dexvert
| Gaze configuration (other/gazeConfiguration)
| ext
| Unsupported |
1%
| dexvert
| Norton Disk Doctor UnDo file (other/nortonDiskDoctorUnDoFile)
| ext
| Unsupported |
1%
| dexvert
| PLBM Games high scores (other/plbmGamesHighScores)
| ext
| Unsupported |
1%
| dexvert
| Sea Graphics Viewer data (other/seaGraphicsViewerData)
| ext
| Unsupported |
1%
| dexvert
| StarForce protection container (other/starForceProtectionContainer)
| ext
| Unsupported |
1%
| dexvert
| Super Solvers: Gizmos and Gadgets! players (other/superSolversGizmosGadgetsPlayers)
| ext
| Unsupported |
1%
| dexvert
| TS Online modems definitions (other/tSOnlineModemsDefinitions)
| ext
| Unsupported |
1%
| dexvert
| U.R.B.A.N The Cyborg Project game data (other/urbanTheCyborgProjectGameData)
| ext
| Unsupported |
100%
| file
| old Microsoft 8086 x.out relocatable not stripped
| default (weak)
| |
99%
| file
| data
| default
| |
100%
| TrID
| BibTeX references
| default (weak)
|
|
hex view+--------+-------------------------+-------------------------+--------+--------+
|00000000| 40 01 82 01 00 03 e8 04 | 70 07 63 08 7f 0a 69 0b |@.......|p.c...i.|
|00000010| 31 0d 8b 0e df 11 0d 15 | 84 16 49 17 79 17 ed 17 |1.......|..I.y...|
|00000020| f3 17 cb 18 10 1b 29 1c | 28 1e 94 1e bc 1e 34 21 |......).|(.....4!|
|00000030| 77 22 e2 23 ab 24 f8 25 | 5f 29 a2 2c 3e 2d 64 2d |w".#.$.%|_).,>-d-|
|00000040| a1 2d c4 2d e7 2d 57 2e | c7 2e 52 2f cc 2f 2c 30 |.-.-.-W.|..R/./,0|
|00000050| c1 30 50 32 c4 33 ef 34 | a2 37 3c 39 79 3b 7e 3e |.0P2.3.4|.7<9y;~>|
|00000060| ee 40 0f 42 df 43 69 44 | 51 45 39 46 c7 46 93 47 |.@.B.CiD|QE9F.F.G|
|00000070| 3a 48 a8 49 2c 4b 57 4c | 77 4d 66 4e 6b 4f 82 50 |:H.I,KWL|wMfNkO.P|
|00000080| 1a 52 1d 52 00 00 00 00 | 00 00 00 00 00 00 00 00 |.R.R....|........|
|00000090| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000000a0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000000b0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000000c0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000000d0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000000e0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000000f0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00000100| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00000110| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00000120| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00000130| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00000140| 02 1e 5e 55 6e 64 65 72 | 73 74 61 6e 64 69 6e 67 |..^Under|standing|
|00000150| 20 54 61 78 65 73 5e 00 | 04 15 50 61 72 74 20 42 | Taxes^.|..Part B|
|00000160| 3a 20 20 54 61 78 20 57 | 69 74 68 68 6f 6c 64 69 |: Tax W|ithholdi|
|00000170| 6e 67 20 61 6e 64 20 5e | 46 6f 72 6d 20 57 2d 34 |ng and ^|Form W-4|
|00000180| 5e 00 02 00 54 61 78 65 | 73 20 61 72 65 20 61 20 |^...Taxe|s are a |
|00000190| 6e 65 63 65 73 73 61 72 | 79 20 70 61 72 74 20 6f |necessar|y part o|
|000001a0| 66 20 6c 69 66 65 2e 20 | 20 57 69 74 68 6f 75 74 |f life. | Without|
|000001b0| 20 74 61 78 65 73 2c 20 | 61 6e 64 20 74 68 65 20 | taxes, |and the |
|000001c0| 73 65 72 76 69 63 65 73 | 20 61 6e 64 00 03 00 6d |services| and...m|
|000001d0| 61 74 65 72 69 61 6c 73 | 20 74 68 65 79 20 70 61 |aterials| they pa|
|000001e0| 79 20 66 6f 72 2c 20 77 | 65 20 77 6f 75 6c 64 20 |y for, w|e would |
|000001f0| 6e 6f 74 20 62 65 20 61 | 62 6c 65 20 74 6f 20 66 |not be a|ble to f|
|00000200| 65 65 6c 20 61 73 20 73 | 65 63 75 72 65 20 61 6e |eel as s|ecure an|
|00000210| 64 20 77 65 6c 6c 2d 6f | 66 66 00 04 00 61 73 20 |d well-o|ff...as |
|00000220| 77 65 20 64 6f 20 69 6e | 20 6f 75 72 20 63 6f 75 |we do in| our cou|
|00000230| 6e 74 72 79 2e 00 06 00 | 54 68 69 6e 6b 20 61 62 |ntry....|Think ab|
|00000240| 6f 75 74 20 69 74 2e 20 | 20 54 68 65 6e 20 74 79 |out it. | Then ty|
|00000250| 70 65 20 69 6e 20 74 68 | 65 20 6e 61 6d 65 20 6f |pe in th|e name o|
|00000260| 66 20 6f 6e 65 20 67 6f | 76 65 72 6e 6d 65 6e 74 |f one go|vernment|
|00000270| 20 73 65 72 76 69 63 65 | 20 74 68 61 74 20 79 6f | service| that yo|
|00000280| 75 2d 2d 6f 72 00 07 00 | 73 6f 6d 65 6f 6e 65 20 |u--or...|someone |
|00000290| 79 6f 75 20 6b 6e 6f 77 | 20 77 69 74 68 20 73 70 |you know| with sp|
|000002a0| 65 63 69 61 6c 20 6e 65 | 65 64 73 2d 2d 77 6f 75 |ecial ne|eds--wou|
|000002b0| 6c 64 20 68 61 76 65 20 | 61 20 68 61 72 64 20 74 |ld have |a hard t|
|000002c0| 69 6d 65 20 64 6f 69 6e | 67 20 77 69 74 68 6f 75 |ime doin|g withou|
|000002d0| 74 2e 00 0b 00 5b 20 20 | 20 20 20 20 20 20 20 20 |t....[ | |
|000002e0| 20 20 20 20 20 20 20 20 | 20 20 20 20 20 20 20 20 | | |
|000002f0| 20 20 20 20 20 20 20 20 | 20 20 20 20 20 20 5d 00 | | ].|
|00000300| 02 00 41 73 20 61 20 55 | 2e 53 2e 20 63 69 74 69 |..As a U|.S. citi|
|00000310| 7a 65 6e 20 6f 72 20 72 | 65 73 69 64 65 6e 74 2c |zen or r|esident,|
|00000320| 20 79 6f 75 20 6d 61 79 | 20 68 61 76 65 20 74 6f | you may| have to|
|00000330| 20 70 61 79 20 69 6e 63 | 6f 6d 65 20 74 61 78 20 | pay inc|ome tax |
|00000340| 6f 6e 20 79 6f 75 72 00 | 03 00 69 6e 63 6f 6d 65 |on your.|..income|
|00000350| 2e 20 20 54 68 65 20 74 | 61 78 20 79 6f 75 20 70 |. The t|ax you p|
|00000360| 61 79 2c 20 69 66 20 61 | 6e 79 2c 20 64 65 70 65 |ay, if a|ny, depe|
|00000370| 6e 64 73 20 6f 6e 20 79 | 6f 75 72 20 67 72 6f 73 |nds on y|our gros|
|00000380| 73 20 69 6e 63 6f 6d 65 | 2c 20 79 6f 75 72 00 04 |s income|, your..|
|00000390| 00 66 69 6c 69 6e 67 20 | 73 74 61 74 75 73 2c 20 |.filing |status, |
|000003a0| 79 6f 75 72 20 64 65 70 | 65 6e 64 65 6e 63 79 20 |your dep|endency |
|000003b0| 73 74 61 74 75 73 2c 20 | 61 6e 64 20 79 6f 75 72 |status, |and your|
|000003c0| 20 61 67 65 2e 00 06 00 | 59 6f 75 72 20 22 67 72 | age....|Your "gr|
|000003d0| 6f 73 73 20 69 6e 63 6f | 6d 65 22 20 69 6e 63 6c |oss inco|me" incl|
|000003e0| 75 64 65 73 20 61 6c 6c | 20 69 6e 63 6f 6d 65 20 |udes all| income |
|000003f0| 79 6f 75 20 72 65 63 65 | 69 76 65 20 69 6e 20 74 |you rece|ive in t|
|00000400| 68 65 20 66 6f 72 6d 20 | 6f 66 20 6d 6f 6e 65 79 |he form |of money|
|00000410| 2c 00 07 00 67 6f 6f 64 | 73 2c 20 70 72 6f 70 65 |,...good|s, prope|
|00000420| 72 74 79 20 61 6e 64 20 | 73 65 72 76 69 63 65 73 |rty and |services|
|00000430| 20 74 68 61 74 20 69 73 | 20 6e 6f 74 20 65 78 65 | that is| not exe|
|00000440| 6d 70 74 20 66 72 6f 6d | 20 74 61 78 2e 20 20 46 |mpt from| tax. F|
|00000450| 65 64 65 72 61 6c 20 69 | 6e 63 6f 6d 65 00 08 00 |ederal i|ncome...|
|00000460| 74 61 78 20 69 73 20 63 | 6f 6c 6c 65 63 74 65 64 |tax is c|ollected|
|00000470| 20 6f 6e 20 61 20 70 61 | 79 2d 61 73 2d 79 6f 75 | on a pa|y-as-you|
|00000480| 2d 67 6f 20 62 61 73 69 | 73 2e 20 20 54 68 69 73 |-go basi|s. This|
|00000490| 20 6d 65 61 6e 73 20 74 | 68 61 74 20 61 73 20 79 | means t|hat as y|
|000004a0| 6f 75 20 72 65 63 65 69 | 76 65 00 09 00 6d 6f 6e |ou recei|ve...mon|
|000004b0| 65 79 20 74 68 61 74 20 | 69 73 20 73 75 62 6a 65 |ey that |is subje|
|000004c0| 63 74 20 74 6f 20 69 6e | 63 6f 6d 65 20 74 61 78 |ct to in|come tax|
|000004d0| 2c 20 79 6f 75 20 6d 75 | 73 74 20 70 61 79 20 74 |, you mu|st pay t|
|000004e0| 68 65 20 74 61 78 2e 00 | 02 00 41 73 20 79 6f 75 |he tax..|..As you|
|000004f0| 20 72 65 63 65 69 76 65 | 20 61 20 70 61 79 63 68 | receive| a paych|
|00000500| 65 63 6b 2c 20 61 20 63 | 65 72 74 61 69 6e 20 61 |eck, a c|ertain a|
|00000510| 6d 6f 75 6e 74 20 6f 66 | 20 70 61 79 20 69 73 20 |mount of| pay is |
|00000520| 6b 65 70 74 20 62 79 20 | 79 6f 75 72 20 65 6d 70 |kept by |your emp|
|00000530| 6c 6f 79 65 72 00 03 00 | 61 6e 64 20 66 6f 72 77 |loyer...|and forw|
|00000540| 61 72 64 65 64 20 74 6f | 20 74 68 65 20 46 65 64 |arded to| the Fed|
|00000550| 65 72 61 6c 20 47 6f 76 | 65 72 6e 6d 65 6e 74 2e |eral Gov|ernment.|
|00000560| 20 20 54 68 69 73 20 6d | 6f 6e 65 79 20 69 73 20 | This m|oney is |
|00000570| 61 70 70 6c 69 65 64 20 | 74 6f 77 61 72 64 20 74 |applied |toward t|
|00000580| 68 65 00 04 00 69 6e 63 | 6f 6d 65 20 74 61 78 20 |he...inc|ome tax |
|00000590| 79 6f 75 20 6f 77 65 2e | 00 06 00 54 68 69 73 20 |you owe.|...This |
|000005a0| 69 73 20 63 61 6c 6c 65 | 64 20 22 54 41 58 20 57 |is calle|d "TAX W|
|000005b0| 49 54 48 48 4f 4c 44 49 | 4e 47 2e 22 00 08 00 57 |ITHHOLDI|NG."...W|
|000005c0| 68 79 20 69 73 20 74 61 | 78 20 77 69 74 68 68 6f |hy is ta|x withho|
|000005d0| 6c 64 69 6e 67 20 61 20 | 67 6f 6f 64 20 69 64 65 |lding a |good ide|
|000005e0| 61 20 66 6f 72 20 79 6f | 75 20 61 73 20 61 20 74 |a for yo|u as a t|
|000005f0| 61 78 70 61 79 65 72 3f | 00 0a 00 48 65 72 65 20 |axpayer?|...Here |
|00000600| 61 72 65 20 73 6f 6d 65 | 20 70 6f 73 73 69 62 6c |are some| possibl|
|00000610| 65 20 72 65 61 73 6f 6e | 73 2e 20 20 53 65 6c 65 |e reason|s. Sele|
|00000620| 63 74 20 74 68 65 20 62 | 65 73 74 20 61 6e 73 77 |ct the b|est answ|
|00000630| 65 72 2e 00 0d 05 5b 41 | 5d 20 4d 6f 73 74 20 70 |er....[A|] Most p|
|00000640| 65 6f 70 6c 65 20 77 6f | 75 6c 64 6e 27 74 20 62 |eople wo|uldn't b|
|00000650| 65 20 61 62 6c 65 20 74 | 6f 20 73 61 76 65 20 65 |e able t|o save e|
|00000660| 6e 6f 75 67 68 20 74 6f | 20 70 61 79 20 74 68 65 |nough to| pay the|
|00000670| 69 72 20 69 6e 63 6f 6d | 65 20 74 61 78 00 0e 05 |ir incom|e tax...|
|00000680| 20 20 20 20 61 6c 6c 20 | 61 74 20 6f 6e 63 65 20 | all |at once |
|00000690| 61 74 20 74 68 65 20 65 | 6e 64 20 6f 66 20 74 68 |at the e|nd of th|
|000006a0| 65 20 79 65 61 72 2e 00 | 0f 05 5b 42 5d 20 49 74 |e year..|..[B] It|
|000006b0| 20 77 6f 75 6c 64 20 62 | 65 20 68 61 72 64 20 74 | would b|e hard t|
|000006c0| 6f 20 6b 6e 6f 77 20 68 | 6f 77 20 6d 75 63 68 20 |o know h|ow much |
|000006d0| 6d 6f 6e 65 79 20 74 6f | 20 70 75 74 20 61 73 69 |money to| put asi|
|000006e0| 64 65 20 66 6f 72 20 74 | 61 78 65 73 2e 00 11 05 |de for t|axes....|
|000006f0| 5b 43 5d 20 57 65 20 6d | 69 67 68 74 20 6e 6f 74 |[C] We m|ight not|
|00000700| 20 61 6c 77 61 79 73 20 | 62 65 20 61 62 6c 65 20 | always |be able |
|00000710| 74 6f 20 67 65 74 20 74 | 68 65 20 67 6f 76 65 72 |to get t|he gover|
|00000720| 6e 6d 65 6e 74 20 73 65 | 72 76 69 63 65 73 20 77 |nment se|rvices w|
|00000730| 65 20 6e 65 65 64 00 12 | 05 20 20 20 20 69 66 20 |e need..|. if |
|00000740| 65 76 65 72 79 6f 6e 65 | 20 70 61 69 64 20 61 6c |everyone| paid al|
|00000750| 6c 20 74 68 65 69 72 20 | 74 61 78 65 73 20 61 74 |l their |taxes at|
|00000760| 20 74 68 65 20 73 61 6d | 65 20 74 69 6d 65 2e 00 | the sam|e time..|
|00000770| 02 00 59 65 73 2c 20 74 | 68 61 74 27 73 20 61 6e |..Yes, t|hat's an|
|00000780| 20 69 6d 70 6f 72 74 61 | 6e 74 20 72 65 61 73 6f | importa|nt reaso|
|00000790| 6e 2e 00 04 00 42 75 74 | 20 74 68 65 20 6f 74 68 |n....But| the oth|
|000007a0| 65 72 20 72 65 61 73 6f | 6e 73 20 61 72 65 20 69 |er reaso|ns are i|
|000007b0| 6d 70 6f 72 74 61 6e 74 | 2c 20 74 6f 6f 2e 20 20 |mportant|, too. |
|000007c0| 54 61 78 20 77 69 74 68 | 68 6f 6c 64 69 6e 67 20 |Tax with|holding |
|000007d0| 6d 61 6b 65 73 20 67 6f | 6f 64 20 73 65 6e 73 65 |makes go|od sense|
|000007e0| 2e 00 06 00 48 6f 77 20 | 64 6f 65 73 20 79 6f 75 |....How |does you|
|000007f0| 72 20 65 6d 70 6c 6f 79 | 65 72 20 6b 6e 6f 77 20 |r employ|er know |
|00000800| 68 6f 77 20 6d 75 63 68 | 20 74 6f 20 77 69 74 68 |how much| to with|
|00000810| 68 6f 6c 64 20 66 72 6f | 6d 20 79 6f 75 72 20 70 |hold fro|m your p|
|00000820| 61 79 20 66 6f 72 20 74 | 61 78 00 07 00 70 75 72 |ay for t|ax...pur|
|00000830| 70 6f 73 65 73 3f 00 09 | 00 54 68 61 74 27 73 20 |poses?..|.That's |
|00000840| 77 68 65 72 65 20 79 6f | 75 72 20 72 6f 6c 65 20 |where yo|ur role |
|00000850| 69 73 20 76 65 72 79 20 | 69 6d 70 6f 72 74 61 6e |is very |importan|
|00000860| 74 2e 00 02 00 54 68 65 | 20 46 65 64 65 72 61 6c |t....The| Federal|
|00000870| 20 69 6e 63 6f 6d 65 20 | 74 61 78 20 73 79 73 74 | income |tax syst|
|00000880| 65 6d 20 69 73 20 62 61 | 73 65 64 20 6f 6e 20 74 |em is ba|sed on t|
|00000890| 72 75 73 74 2e 20 20 54 | 72 75 73 74 20 69 6e 20 |rust. T|rust in |
|000008a0| 79 6f 75 20 61 73 20 61 | 20 63 69 74 69 7a 65 6e |you as a| citizen|
|000008b0| 20 74 6f 00 03 00 6b 6e | 6f 77 20 61 62 6f 75 74 | to...kn|ow about|
|000008c0| 20 79 6f 75 72 20 72 65 | 73 70 6f 6e 73 69 62 69 | your re|sponsibi|
|000008d0| 6c 69 74 69 65 73 20 61 | 6e 64 20 74 6f 20 64 6f |lities a|nd to do|
|000008e0| 20 77 68 61 74 20 6e 65 | 65 64 73 20 74 6f 20 62 | what ne|eds to b|
|000008f0| 65 20 64 6f 6e 65 2e 00 | 05 00 42 61 73 69 63 61 |e done..|..Basica|
|00000900| 6c 6c 79 2c 20 79 6f 75 | 20 66 6f 6c 6c 6f 77 20 |lly, you| follow |
|00000910| 74 68 65 20 73 74 65 70 | 73 20 74 68 65 20 74 61 |the step|s the ta|
|00000920| 78 20 73 79 73 74 65 6d | 20 73 75 67 67 65 73 74 |x system| suggest|
|00000930| 73 20 28 69 6e 20 6f 74 | 68 65 72 20 77 6f 72 64 |s (in ot|her word|
|00000940| 73 2c 00 06 00 79 6f 75 | 20 22 63 6f 6d 70 6c 79 |s,...you| "comply|
|00000950| 22 29 20 6f 6e 20 79 6f | 75 72 20 6f 77 6e 2d 2d |") on yo|ur own--|
|00000960| 76 6f 6c 75 6e 74 61 72 | 69 6c 79 2e 20 20 54 68 |voluntar|ily. Th|
|00000970| 69 73 20 73 79 73 74 65 | 6d 20 70 6c 61 63 65 73 |is syste|m places|
|00000980| 20 74 68 65 20 72 65 73 | 70 6f 6e 73 69 62 69 6c | the res|ponsibil|
|00000990| 69 74 79 00 07 00 66 6f | 72 20 66 69 6c 69 6e 67 |ity...fo|r filing|
|000009a0| 20 61 20 74 61 78 20 72 | 65 74 75 72 6e 20 6f 6e | a tax r|eturn on|
|000009b0| 20 79 6f 75 2e 00 09 00 | 54 68 65 20 77 68 6f 6c | you....|The whol|
|000009c0| 65 20 73 79 73 74 65 6d | 20 69 73 20 62 61 73 65 |e system| is base|
|000009d0| 64 20 6f 6e 20 69 6e 66 | 6f 72 6d 61 74 69 6f 6e |d on inf|ormation|
|000009e0| 20 79 6f 75 20 68 6f 6e | 65 73 74 6c 79 20 70 72 | you hon|estly pr|
|000009f0| 6f 76 69 64 65 2e 20 20 | 54 68 69 73 20 69 64 65 |ovide. |This ide|
|00000a00| 61 00 0a 00 69 73 20 6b | 6e 6f 77 6e 20 61 73 3a |a...is k|nown as:|
|00000a10| 00 0c 05 5b 41 5d 20 46 | 6f 72 63 65 64 20 74 61 |...[A] F|orced ta|
|00000a20| 78 70 61 79 69 6e 67 2e | 00 0d 05 5b 42 5d 20 56 |xpaying.|...[B] V|
|00000a30| 6f 6c 75 6e 74 61 72 79 | 20 63 6f 6d 70 6c 69 61 |oluntary| complia|
|00000a40| 6e 63 65 2e 00 0e 05 5b | 43 5d 20 49 6e 74 65 6e |nce....[|C] Inten|
|00000a50| 74 69 6f 6e 61 6c 20 61 | 63 71 75 69 65 73 63 65 |tional a|cquiesce|
|00000a60| 6e 63 65 2e 00 10 05 53 | 65 6c 65 63 74 20 74 68 |nce....S|elect th|
|00000a70| 65 20 62 65 73 74 20 61 | 6e 73 77 65 72 2e 00 02 |e best a|nswer...|
|00000a80| 00 57 68 6f 20 64 65 63 | 69 64 65 73 20 68 6f 77 |.Who dec|ides how|
|00000a90| 20 6d 75 63 68 20 79 6f | 75 72 20 65 6d 70 6c 6f | much yo|ur emplo|
|00000aa0| 79 65 72 20 77 69 6c 6c | 20 77 69 74 68 68 6f 6c |yer will| withhol|
|00000ab0| 64 20 66 72 6f 6d 20 79 | 6f 75 72 20 70 61 79 20 |d from y|our pay |
|00000ac0| 66 6f 72 20 69 6e 63 6f | 6d 65 00 03 00 74 61 78 |for inco|me...tax|
|00000ad0| 20 70 75 72 70 6f 73 65 | 73 3f 00 05 00 41 63 63 | purpose|s?...Acc|
|00000ae0| 6f 72 64 69 6e 67 20 74 | 6f 20 74 68 65 20 69 64 |ording t|o the id|
|00000af0| 65 61 20 6f 66 20 76 6f | 6c 75 6e 74 61 72 79 20 |ea of vo|luntary |
|00000b00| 63 6f 6d 70 6c 69 61 6e | 63 65 2c 00 07 05 5b 41 |complian|ce,...[A|
|00000b10| 5d 20 59 6f 75 72 20 65 | 6d 70 6c 6f 79 65 72 20 |] Your e|mployer |
|00000b20| 64 6f 65 73 2e 00 08 05 | 5b 42 5d 20 54 68 65 20 |does....|[B] The |
|00000b30| 67 6f 76 65 72 6e 6d 65 | 6e 74 20 64 6f 65 73 2e |governme|nt does.|
|00000b40| 00 09 05 5b 43 5d 20 59 | 6f 75 20 64 6f 2e 00 0b |...[C] Y|ou do...|
|00000b50| 05 53 65 6c 65 63 74 20 | 74 68 65 20 62 65 73 74 |.Select |the best|
|00000b60| 20 61 6e 73 77 65 72 2e | 00 02 00 53 6f 20 59 4f | answer.|...So YO|
|00000b70| 55 20 6d 61 6b 65 20 74 | 68 65 20 69 6d 70 6f 72 |U make t|he impor|
|00000b80| 74 61 6e 74 20 64 65 63 | 69 73 69 6f 6e 73 20 61 |tant dec|isions a|
|00000b90| 62 6f 75 74 20 74 61 78 | 20 77 69 74 68 68 6f 6c |bout tax| withhol|
|00000ba0| 64 69 6e 67 2e 00 04 00 | 5e 46 6f 72 6d 20 57 2d |ding....|^Form W-|
|00000bb0| 34 5e 20 69 73 20 70 72 | 6f 76 69 64 65 64 20 62 |4^ is pr|ovided b|
|00000bc0| 79 20 74 68 65 20 67 6f | 76 65 72 6e 6d 65 6e 74 |y the go|vernment|
|00000bd0| 20 74 6f 20 68 65 6c 70 | 20 79 6f 75 20 66 69 67 | to help| you fig|
|00000be0| 75 72 65 20 68 6f 77 20 | 6d 75 63 68 20 74 6f 00 |ure how |much to.|
|00000bf0| 05 00 68 61 76 65 20 77 | 69 74 68 68 65 6c 64 2e |..have w|ithheld.|
|00000c00| 20 20 5e 46 6f 72 6d 20 | 57 2d 34 5e 20 68 61 73 | ^Form |W-4^ has|
|00000c10| 20 74 77 6f 20 69 6d 70 | 6f 72 74 61 6e 74 20 70 | two imp|ortant p|
|00000c20| 75 72 70 6f 73 65 73 3a | 00 07 05 31 2e 20 20 54 |urposes:|...1. T|
|00000c30| 6f 20 68 65 6c 70 20 79 | 6f 75 20 65 73 74 69 6d |o help y|ou estim|
|00000c40| 61 74 65 20 68 6f 77 20 | 79 6f 75 72 20 70 65 72 |ate how |your per|
|00000c50| 73 6f 6e 61 6c 20 73 69 | 74 75 61 74 69 6f 6e 20 |sonal si|tuation |
|00000c60| 77 69 6c 6c 20 61 66 66 | 65 63 74 20 74 68 65 20 |will aff|ect the |
|00000c70| 74 61 78 00 08 09 79 6f | 75 20 77 69 6c 6c 20 6f |tax...yo|u will o|
|00000c80| 77 65 3b 20 61 6e 64 00 | 09 05 32 2e 20 20 54 6f |we; and.|..2. To|
|00000c90| 20 67 69 76 65 20 74 68 | 69 73 20 69 6e 66 6f 72 | give th|is infor|
|00000ca0| 6d 61 74 69 6f 6e 20 74 | 6f 20 79 6f 75 72 20 65 |mation t|o your e|
|00000cb0| 6d 70 6c 6f 79 65 72 2c | 20 77 68 6f 20 74 68 65 |mployer,| who the|
|00000cc0| 6e 20 77 69 6c 6c 20 62 | 65 20 61 62 6c 65 20 74 |n will b|e able t|
|00000cd0| 6f 00 0a 09 77 69 74 68 | 68 6f 6c 64 20 74 68 65 |o...with|hold the|
|00000ce0| 20 63 6f 72 72 65 63 74 | 20 61 6d 6f 75 6e 74 2e | correct| amount.|
|00000cf0| 00 0c 00 54 6f 20 66 69 | 6e 64 20 6f 75 74 20 68 |...To fi|nd out h|
|00000d00| 6f 77 20 74 6f 20 75 73 | 65 20 74 68 65 20 5e 46 |ow to us|e the ^F|
|00000d10| 6f 72 6d 20 57 2d 34 5e | 2c 20 70 72 65 73 73 20 |orm W-4^|, press |
|00000d20| 74 68 65 20 3c 53 70 61 | 63 65 20 42 61 72 3e 2e |the <Spa|ce Bar>.|
|00000d30| 00 02 1c 5e 43 6f 6d 70 | 6c 65 74 69 6e 67 20 46 |...^Comp|leting F|
|00000d40| 6f 72 6d 20 57 2d 34 5e | 00 04 00 57 68 61 74 20 |orm W-4^|...What |
|00000d50| 79 6f 75 20 77 69 6c 6c | 20 6e 65 65 64 3a 00 06 |you will| need:..|
|00000d60| 00 49 74 27 73 20 61 20 | 67 6f 6f 64 20 69 64 65 |.It's a |good ide|
|00000d70| 61 20 74 6f 20 68 61 76 | 65 20 65 76 65 72 79 74 |a to hav|e everyt|
|00000d80| 68 69 6e 67 20 79 6f 75 | 20 6e 65 65 64 20 69 6e |hing you| need in|
|00000d90| 20 6f 6e 65 20 70 6c 61 | 63 65 20 62 65 66 6f 72 | one pla|ce befor|
|00000da0| 65 20 79 6f 75 20 62 65 | 67 69 6e 00 07 00 77 6f |e you be|gin...wo|
|00000db0| 72 6b 69 6e 67 20 6f 6e | 20 61 6e 79 20 69 6e 63 |rking on| any inc|
|00000dc0| 6f 6d 65 20 74 61 78 20 | 66 6f 72 6d 2e 00 09 00 |ome tax |form....|
|00000dd0| 4c 65 74 27 73 20 6c 69 | 73 74 20 77 68 61 74 20 |Let's li|st what |
|00000de0| 79 6f 75 20 6e 65 65 64 | 2c 20 6f 6e 65 20 74 68 |you need|, one th|
|00000df0| 69 6e 67 20 61 74 20 61 | 20 74 69 6d 65 2e 20 20 |ing at a| time. |
|00000e00| 49 66 20 79 6f 75 20 6e | 65 65 64 20 74 6f 20 6c |If you n|eed to l|
|00000e10| 65 61 76 65 20 74 68 65 | 00 0a 00 63 6f 6d 70 75 |eave the|...compu|
|00000e20| 74 65 72 20 74 6f 20 67 | 65 74 20 73 6f 6d 65 74 |ter to g|et somet|
|00000e30| 68 69 6e 67 2c 20 64 6f | 6e 27 74 20 77 6f 72 72 |hing, do|n't worr|
|00000e40| 79 20 2d 20 63 6f 6d 70 | 75 74 65 72 73 20 64 6f |y - comp|uters do|
|00000e50| 6e 27 74 20 6d 69 6e 64 | 20 77 61 69 74 69 6e 67 |n't mind| waiting|
|00000e60| 2e 00 0c 00 4e 6f 77 20 | 6c 65 74 27 73 20 73 65 |....Now |let's se|
|00000e70| 65 20 77 68 61 74 20 79 | 6f 75 20 77 69 6c 6c 20 |e what y|ou will |
|00000e80| 6e 65 65 64 20 2e 20 2e | 20 2e 00 02 00 46 69 72 |need . .| ....Fir|
|00000e90| 73 74 2c 20 79 6f 75 20 | 77 69 6c 6c 20 6e 65 65 |st, you |will nee|
|00000ea0| 64 20 61 20 63 6f 70 79 | 20 6f 66 20 5e 46 6f 72 |d a copy| of ^For|
|00000eb0| 6d 20 57 2d 34 5e 2e 00 | 04 00 49 66 20 79 6f 75 |m W-4^..|..If you|
|00000ec0| 20 64 6f 20 6e 6f 74 20 | 68 61 76 65 20 6f 6e 65 | do not |have one|
|00000ed0| 2c 20 61 73 6b 20 79 6f | 75 72 20 69 6e 73 74 72 |, ask yo|ur instr|
|00000ee0| 75 63 74 6f 72 20 28 6f | 72 20 79 6f 75 72 20 65 |uctor (o|r your e|
|00000ef0| 6d 70 6c 6f 79 65 72 29 | 2e 00 06 00 54 68 69 73 |mployer)|....This|
|00000f00| 20 63 6f 6d 70 75 74 65 | 72 20 63 61 6e 6e 6f 74 | compute|r cannot|
|00000f10| 20 73 68 6f 77 20 79 6f | 75 20 74 68 65 20 77 68 | show yo|u the wh|
|00000f20| 6f 6c 65 20 66 6f 72 6d | 20 61 6e 64 20 69 74 73 |ole form| and its|
|00000f30| 20 69 6e 73 74 72 75 63 | 74 69 6f 6e 73 20 6f 6e | instruc|tions on|
|00000f40| 20 73 63 72 65 65 6e 00 | 07 00 61 74 20 74 68 65 | screen.|..at the|
|00000f50| 20 73 61 6d 65 20 74 69 | 6d 65 2e 20 20 41 6c 73 | same ti|me. Als|
|00000f60| 6f 2c 20 61 73 20 74 68 | 65 20 67 6f 76 65 72 6e |o, as th|e govern|
|00000f70| 6d 65 6e 74 20 77 6f 72 | 6b 73 20 74 6f 20 67 69 |ment wor|ks to gi|
|00000f80| 76 65 20 79 6f 75 20 61 | 6c 6c 20 74 68 65 20 68 |ve you a|ll the h|
|00000f90| 65 6c 70 20 69 74 00 08 | 00 63 61 6e 2c 20 63 68 |elp it..|.can, ch|
|00000fa0| 61 6e 67 65 73 20 61 72 | 65 20 73 6f 6d 65 74 69 |anges ar|e someti|
|00000fb0| 6d 65 73 20 6d 61 64 65 | 20 69 6e 20 5e 46 6f 72 |mes made| in ^For|
|00000fc0| 6d 20 57 2d 34 5e 2e 20 | 20 53 6f 20 69 74 27 73 |m W-4^. | So it's|
|00000fd0| 20 61 20 67 6f 6f 64 20 | 69 64 65 61 20 74 6f 20 | a good |idea to |
|00000fe0| 68 61 76 65 00 09 00 74 | 68 65 20 72 65 61 6c 20 |have...t|he real |
|00000ff0| 66 6f 72 6d 20 69 6e 20 | 66 72 6f 6e 74 20 6f 66 |form in |front of|
|00001000| 20 79 6f 75 2e 00 0b 00 | 53 65 63 6f 6e 64 2c 20 | you....|Second, |
|00001010| 79 6f 75 20 77 69 6c 6c | 20 6e 65 65 64 20 79 6f |you will| need yo|
|00001020| 75 72 20 73 6f 63 69 61 | 6c 20 73 65 63 75 72 69 |ur socia|l securi|
|00001030| 74 79 20 6e 75 6d 62 65 | 72 2e 00 0d 00 49 66 20 |ty numbe|r....If |
|00001040| 79 6f 75 20 68 61 76 65 | 20 6e 65 76 65 72 20 62 |you have| never b|
|00001050| 65 65 6e 20 61 73 73 69 | 67 6e 65 64 20 61 20 73 |een assi|gned a s|
|00001060| 6f 63 69 61 6c 20 73 65 | 63 75 72 69 74 79 20 6e |ocial se|curity n|
|00001070| 75 6d 62 65 72 2c 20 79 | 6f 75 20 77 69 6c 6c 20 |umber, y|ou will |
|00001080| 6e 65 65 64 20 74 6f 00 | 0e 00 61 70 70 6c 79 20 |need to.|..apply |
|00001090| 66 6f 72 20 6f 6e 65 20 | 75 73 69 6e 67 20 5e 46 |for one |using ^F|
|000010a0| 6f 72 6d 20 53 53 2d 35 | 5e 2c 20 61 76 61 69 6c |orm SS-5|^, avail|
|000010b0| 61 62 6c 65 20 62 79 20 | 63 61 6c 6c 69 6e 67 20 |able by |calling |
|000010c0| 31 2d 38 30 30 2d 37 37 | 32 2d 31 32 31 33 2e 00 |1-800-77|2-1213..|
|000010d0| 10 00 41 6c 74 68 6f 75 | 67 68 20 79 6f 75 72 20 |..Althou|gh your |
|000010e0| 73 6f 63 69 61 6c 20 73 | 65 63 75 72 69 74 79 20 |social s|ecurity |
|000010f0| 6e 75 6d 62 65 72 20 68 | 61 73 20 6f 74 68 65 72 |number h|as other|
|00001100| 20 69 6d 70 6f 72 74 61 | 6e 74 20 75 73 65 73 2c | importa|nt uses,|
|00001110| 20 69 74 20 69 73 20 61 | 6c 73 6f 20 75 73 65 64 | it is a|lso used|
|00001120| 00 11 00 62 79 20 74 68 | 65 20 46 65 64 65 72 61 |...by th|e Federa|
|00001130| 6c 20 74 61 78 20 73 79 | 73 74 65 6d 20 61 73 20 |l tax sy|stem as |
|00001140| 79 6f 75 72 20 74 61 78 | 70 61 79 65 72 20 69 64 |your tax|payer id|
|00001150| 65 6e 74 69 66 69 63 61 | 74 69 6f 6e 20 6e 75 6d |entifica|tion num|
|00001160| 62 65 72 2e 20 20 49 74 | 20 77 69 6c 6c 00 12 00 |ber. It| will...|
|00001170| 61 70 70 65 61 72 20 6f | 6e 20 65 76 65 72 79 20 |appear o|n every |
|00001180| 74 61 78 20 66 6f 72 6d | 20 79 6f 75 20 66 69 6c |tax form| you fil|
|00001190| 65 20 61 6e 64 20 79 6f | 75 20 73 68 6f 75 6c 64 |e and yo|u should|
|000011a0| 20 6d 61 6b 65 20 73 75 | 72 65 20 79 6f 75 72 20 | make su|re your |
|000011b0| 65 6d 70 6c 6f 79 65 72 | 00 13 00 68 61 73 20 72 |employer|...has r|
|000011c0| 65 63 6f 72 64 65 64 20 | 79 6f 75 72 20 6e 75 6d |ecorded |your num|
|000011d0| 62 65 72 20 63 6f 72 72 | 65 63 74 6c 79 2e 00 02 |ber corr|ectly...|
|000011e0| 00 54 68 69 72 64 2c 20 | 79 6f 75 20 77 69 6c 6c |.Third, |you will|
|000011f0| 20 6e 65 65 64 20 61 6e | 20 65 73 74 69 6d 61 74 | need an| estimat|
|00001200| 65 20 6f 66 20 74 68 65 | 20 69 6e 63 6f 6d 65 20 |e of the| income |
|00001210| 79 6f 75 20 65 78 70 65 | 63 74 20 74 6f 20 72 65 |you expe|ct to re|
|00001220| 63 65 69 76 65 20 74 68 | 69 73 00 03 00 79 65 61 |ceive th|is...yea|
|00001230| 72 2e 00 05 00 49 66 20 | 79 6f 75 20 6b 6e 6f 77 |r....If |you know|
|00001240| 20 79 6f 75 72 20 68 6f | 75 72 6c 79 2c 20 77 65 | your ho|urly, we|
|00001250| 65 6b 6c 79 2c 20 6f 72 | 20 6d 6f 6e 74 68 6c 79 |ekly, or| monthly|
|00001260| 20 70 61 79 2c 20 79 6f | 75 20 77 69 6c 6c 20 6e | pay, yo|u will n|
|00001270| 65 65 64 20 74 6f 20 6d | 75 6c 74 69 70 6c 79 00 |eed to m|ultiply.|
|00001280| 06 00 74 6f 20 66 69 6e | 64 20 79 6f 75 72 20 79 |..to fin|d your y|
|00001290| 65 61 72 6c 79 20 77 61 | 67 65 73 2e 20 20 28 52 |early wa|ges. (R|
|000012a0| 65 6d 65 6d 62 65 72 20 | 74 68 61 74 20 74 68 69 |emember |that thi|
|000012b0| 73 20 69 73 20 74 6f 20 | 62 65 20 79 6f 75 72 20 |s is to |be your |
|000012c0| 47 52 4f 53 53 20 77 61 | 67 65 73 2c 00 07 00 62 |GROSS wa|ges,...b|
|000012d0| 65 66 6f 72 65 20 61 6e | 79 20 61 6d 6f 75 6e 74 |efore an|y amount|
|000012e0| 73 20 61 72 65 20 74 61 | 6b 65 6e 20 6f 75 74 20 |s are ta|ken out |
|000012f0| 62 79 20 79 6f 75 72 20 | 65 6d 70 6c 6f 79 65 72 |by your |employer|
|00001300| 2e 29 20 20 41 64 64 20 | 61 6e 79 20 6f 74 68 65 |.) Add |any othe|
|00001310| 72 20 69 6e 63 6f 6d 65 | 00 08 00 74 6f 20 79 6f |r income|...to yo|
|00001320| 75 72 20 77 61 67 65 73 | 2e 00 0a 00 46 69 6e 61 |ur wages|....Fina|
|00001330| 6c 6c 79 2c 20 69 66 20 | 79 6f 75 20 65 78 70 65 |lly, if |you expe|
|00001340| 63 74 20 74 6f 20 68 61 | 76 65 20 61 6e 79 20 61 |ct to ha|ve any a|
|00001350| 64 6a 75 73 74 6d 65 6e | 74 73 20 74 6f 20 69 6e |djustmen|ts to in|
|00001360| 63 6f 6d 65 2c 20 69 74 | 65 6d 69 7a 65 64 00 0b |come, it|emized..|
|00001370| 00 64 65 64 75 63 74 69 | 6f 6e 73 2c 20 6f 72 20 |.deducti|ons, or |
|00001380| 74 61 78 20 63 72 65 64 | 69 74 73 2c 20 79 6f 75 |tax cred|its, you|
|00001390| 20 77 69 6c 6c 20 6e 65 | 65 64 20 65 73 74 69 6d | will ne|ed estim|
|000013a0| 61 74 65 73 20 6f 66 20 | 74 68 65 73 65 20 66 6f |ates of |these fo|
|000013b0| 72 20 74 68 65 20 63 6f | 6d 69 6e 67 00 0c 00 79 |r the co|ming...y|
|000013c0| 65 61 72 2e 00 0e 00 49 | 66 20 79 6f 75 20 61 72 |ear....I|f you ar|
|000013d0| 65 20 61 20 73 74 75 64 | 65 6e 74 20 77 68 6f 20 |e a stud|ent who |
|000013e0| 65 78 70 65 63 74 73 20 | 74 6f 20 75 73 65 20 5e |expects |to use ^|
|000013f0| 46 6f 72 6d 20 31 30 34 | 30 45 5a 5e 20 77 68 65 |Form 104|0EZ^ whe|
|00001400| 6e 20 79 6f 75 20 66 69 | 6c 65 2c 20 79 6f 75 00 |n you fi|le, you.|
|00001410| 0f 00 70 72 6f 62 61 62 | 6c 79 20 77 6f 6e 27 74 |..probab|ly won't|
|00001420| 20 68 61 76 65 20 74 6f | 20 77 6f 72 72 79 20 61 | have to| worry a|
|00001430| 62 6f 75 74 20 74 68 65 | 73 65 20 69 74 65 6d 73 |bout the|se items|
|00001440| 2e 20 20 54 6f 20 62 65 | 20 73 75 72 65 2c 20 74 |. To be| sure, t|
|00001450| 61 6b 65 20 61 20 6c 6f | 6f 6b 20 61 74 00 10 00 |ake a lo|ok at...|
|00001460| 74 68 65 20 70 61 72 74 | 20 6f 66 20 74 68 69 73 |the part| of this|
|00001470| 20 73 6f 66 74 77 61 72 | 65 20 70 72 6f 67 72 61 | softwar|e progra|
|00001480| 6d 20 63 61 6c 6c 65 64 | 20 22 46 69 6c 69 6e 67 |m called| "Filing|
|00001490| 20 59 6f 75 72 20 49 6e | 63 6f 6d 65 20 54 61 78 | Your In|come Tax|
|000014a0| 2c 22 20 61 6e 64 20 61 | 73 6b 00 11 00 79 6f 75 |," and a|sk...you|
|000014b0| 72 20 69 6e 73 74 72 75 | 63 74 6f 72 20 74 6f 20 |r instru|ctor to |
|000014c0| 73 68 61 72 65 20 6f 74 | 68 65 72 20 69 6e 66 6f |share ot|her info|
|000014d0| 72 6d 61 74 69 6f 6e 20 | 66 72 6f 6d 20 74 68 65 |rmation |from the|
|000014e0| 20 5e 55 6e 64 65 72 73 | 74 61 6e 64 69 6e 67 20 | ^Unders|tanding |
|000014f0| 54 61 78 65 73 5e 00 12 | 00 5e 50 72 6f 67 72 61 |Taxes^..|.^Progra|
|00001500| 6d 5e 20 77 69 74 68 20 | 79 6f 75 2e 00 02 00 49 |m^ with |you....I|
|00001510| 66 20 79 6f 75 27 72 65 | 20 6d 69 73 73 69 6e 67 |f you're| missing|
|00001520| 20 73 6f 6d 65 74 68 69 | 6e 67 20 74 68 61 74 20 | somethi|ng that |
|00001530| 6d 69 67 68 74 20 74 61 | 6b 65 20 68 6f 75 72 73 |might ta|ke hours|
|00001540| 20 6f 72 20 64 61 79 73 | 20 74 6f 20 66 69 6e 64 | or days| to find|
|00001550| 2c 20 79 6f 75 20 68 61 | 76 65 00 03 00 74 77 6f |, you ha|ve...two|
|00001560| 20 63 68 6f 69 63 65 73 | 3a 00 05 05 31 2e 20 20 | choices|:...1. |
|00001570| 47 6f 20 61 68 65 61 64 | 2c 20 75 73 69 6e 67 20 |Go ahead|, using |
|00001580| 69 6e 66 6f 72 6d 61 74 | 69 6f 6e 20 79 6f 75 20 |informat|ion you |
|00001590| 6d 61 6b 65 20 75 70 2c | 20 6a 75 73 74 20 66 6f |make up,| just fo|
|000015a0| 72 20 70 72 61 63 74 69 | 63 65 2e 20 20 28 49 66 |r practi|ce. (If|
|000015b0| 20 79 6f 75 00 06 09 64 | 6f 20 74 68 69 73 2c 20 | you...d|o this, |
|000015c0| 77 68 79 20 6e 6f 74 20 | 74 72 79 20 74 68 69 73 |why not |try this|
|000015d0| 20 70 61 72 74 20 6f 66 | 20 74 68 65 20 73 6f 66 | part of| the sof|
|000015e0| 74 77 61 72 65 20 70 72 | 6f 67 72 61 6d 20 61 67 |tware pr|ogram ag|
|000015f0| 61 69 6e 20 77 68 65 6e | 20 79 6f 75 00 07 09 68 |ain when| you...h|
|00001600| 61 76 65 20 74 68 65 20 | 63 6f 72 72 65 63 74 20 |ave the |correct |
|00001610| 69 6e 66 6f 72 6d 61 74 | 69 6f 6e 3f 29 00 09 05 |informat|ion?)...|
|00001620| 32 2e 20 20 53 74 6f 70 | 20 66 6f 72 20 6e 6f 77 |2. Stop| for now|
|00001630| 2c 20 61 6e 64 20 63 68 | 6f 6f 73 65 20 74 68 69 |, and ch|oose thi|
|00001640| 73 20 70 61 72 74 20 6f | 66 20 74 68 65 20 73 6f |s part o|f the so|
|00001650| 66 74 77 61 72 65 20 70 | 72 6f 67 72 61 6d 20 77 |ftware p|rogram w|
|00001660| 68 65 6e 20 79 6f 75 00 | 0a 09 68 61 76 65 20 65 |hen you.|..have e|
|00001670| 76 65 72 79 74 68 69 6e | 67 20 79 6f 75 20 6e 65 |verythin|g you ne|
|00001680| 65 64 2e 00 02 00 4e 6f | 77 20 6c 65 74 27 73 20 |ed....No|w let's |
|00001690| 6c 6f 6f 6b 20 61 74 20 | 5e 46 6f 72 6d 20 57 2d |look at |^Form W-|
|000016a0| 34 5e 2e 00 04 00 54 68 | 65 72 65 20 61 72 65 20 |4^....Th|ere are |
|000016b0| 74 68 72 65 65 20 70 61 | 72 74 73 20 74 6f 20 74 |three pa|rts to t|
|000016c0| 68 65 20 66 6f 72 6d 20 | 74 68 61 74 20 77 65 20 |he form |that we |
|000016d0| 77 69 6c 6c 20 64 69 73 | 63 75 73 73 2e 20 20 50 |will dis|cuss. P|
|000016e0| 72 65 73 73 20 74 68 65 | 00 05 00 3c 53 70 61 63 |ress the|...<Spac|
|000016f0| 65 20 42 61 72 3e 20 77 | 68 65 6e 20 79 6f 75 20 |e Bar> w|hen you |
|00001700| 68 61 76 65 20 6c 6f 63 | 61 74 65 64 20 74 68 65 |have loc|ated the|
|00001710| 20 70 61 72 74 73 20 6c | 69 73 74 65 64 20 62 65 | parts l|isted be|
|00001720| 6c 6f 77 3a 00 07 01 20 | 20 20 54 68 65 20 73 74 |low:... | The st|
|00001730| 65 70 2d 62 79 2d 73 74 | 65 70 20 69 6e 73 74 72 |ep-by-st|ep instr|
|00001740| 75 63 74 69 6f 6e 73 2e | 00 07 01 7c db 7c 00 09 |uctions.|...|.|..|
|00001750| 01 20 20 20 54 68 65 20 | 22 50 65 72 73 6f 6e 61 |. The |"Persona|
|00001760| 6c 20 41 6c 6c 6f 77 61 | 6e 63 65 73 20 57 6f 72 |l Allowa|nces Wor|
|00001770| 6b 73 68 65 65 74 2e 22 | 00 09 01 7c db 7c 00 0b |ksheet."|...|.|..|
|00001780| 01 20 20 20 54 68 65 20 | 22 45 6d 70 6c 6f 79 65 |. The |"Employe|
|00001790| 65 27 73 20 57 69 74 68 | 68 6f 6c 64 69 6e 67 20 |e's With|holding |
|000017a0| 41 6c 6c 6f 77 61 6e 63 | 65 20 43 65 72 74 69 66 |Allowanc|e Certif|
|000017b0| 69 63 61 74 65 22 2d 2d | 00 0c 00 20 20 20 20 74 |icate"--|... t|
|000017c0| 68 65 20 70 61 72 74 20 | 74 68 61 74 20 61 63 74 |he part |that act|
|000017d0| 75 61 6c 6c 79 20 67 6f | 65 73 20 74 6f 20 79 6f |ually go|es to yo|
|000017e0| 75 72 20 65 6d 70 6c 6f | 79 65 72 2e 00 0b 01 7c |ur emplo|yer....||
|000017f0| db 7c 00 02 00 4c 6f 6f | 6b 20 61 74 20 74 68 65 |.|...Loo|k at the|
|00001800| 20 66 6f 72 6d 20 69 74 | 73 65 6c 66 20 62 65 67 | form it|self beg|
|00001810| 69 6e 6e 69 6e 67 20 61 | 74 20 74 68 65 20 62 6f |inning a|t the bo|
|00001820| 74 74 6f 6d 20 6f 66 20 | 74 68 65 20 66 69 72 73 |ttom of |the firs|
|00001830| 74 20 70 61 67 65 2e 20 | 20 46 69 6e 64 20 74 68 |t page. | Find th|
|00001840| 65 00 03 00 6c 69 6e 65 | 73 20 66 6f 72 20 79 6f |e...line|s for yo|
|00001850| 75 72 20 6e 61 6d 65 2c | 20 79 6f 75 72 20 61 64 |ur name,| your ad|
|00001860| 64 72 65 73 73 2c 20 61 | 6e 64 20 79 6f 75 72 20 |dress, a|nd your |
|00001870| 73 6f 63 69 61 6c 20 73 | 65 63 75 72 69 74 79 20 |social s|ecurity |
|00001880| 6e 75 6d 62 65 72 2d 2d | 61 6e 64 20 66 69 6c 6c |number--|and fill|
|00001890| 00 04 00 74 68 65 6d 20 | 69 6e 2e 00 06 00 50 72 |...them |in....Pr|
|000018a0| 65 73 73 20 74 68 65 20 | 3c 53 70 61 63 65 20 42 |ess the |<Space B|
|000018b0| 61 72 3e 20 77 68 65 6e | 20 79 6f 75 20 61 72 65 |ar> when| you are|
|000018c0| 20 66 69 6e 69 73 68 65 | 64 2e 00 02 00 54 68 65 | finishe|d....The|
|000018d0| 72 65 20 61 72 65 20 74 | 68 72 65 65 20 6d 61 69 |re are t|hree mai|
|000018e0| 6e 20 71 75 65 73 74 69 | 6f 6e 73 20 66 6f 72 20 |n questi|ons for |
|000018f0| 79 6f 75 20 74 6f 20 74 | 68 69 6e 6b 20 61 62 6f |you to t|hink abo|
|00001900| 75 74 20 61 73 20 79 6f | 75 20 66 69 6c 6c 20 69 |ut as yo|u fill i|
|00001910| 6e 20 74 68 65 20 72 65 | 73 74 00 03 00 6f 66 20 |n the re|st...of |
|00001920| 5e 46 6f 72 6d 20 57 2d | 34 5e 3a 00 05 00 31 2e |^Form W-|4^:...1.|
|00001930| 20 20 41 72 65 20 79 6f | 75 20 22 65 78 65 6d 70 | Are yo|u "exemp|
|00001940| 74 22 20 66 72 6f 6d 20 | 77 69 74 68 68 6f 6c 64 |t" from |withhold|
|00001950| 69 6e 67 3f 20 20 53 6f | 6d 65 20 70 65 6f 70 6c |ing? So|me peopl|
|00001960| 65 20 61 72 65 20 6e 6f | 74 20 72 65 71 75 69 72 |e are no|t requir|
|00001970| 65 64 20 74 6f 20 68 61 | 76 65 00 06 04 6d 6f 6e |ed to ha|ve...mon|
|00001980| 65 79 20 77 69 74 68 68 | 65 6c 64 20 66 72 6f 6d |ey withh|eld from|
|00001990| 20 74 68 65 69 72 20 70 | 61 79 2e 00 08 00 32 2e | their p|ay....2.|
|000019a0| 20 20 48 6f 77 20 6d 61 | 6e 79 20 22 61 6c 6c 6f | How ma|ny "allo|
|000019b0| 77 61 6e 63 65 73 22 20 | 73 68 6f 75 6c 64 20 79 |wances" |should y|
|000019c0| 6f 75 20 63 6c 61 69 6d | 3f 20 20 54 68 65 20 6e |ou claim|? The n|
|000019d0| 75 6d 62 65 72 20 6f 66 | 20 61 6c 6c 6f 77 61 6e |umber of| allowan|
|000019e0| 63 65 73 00 09 04 64 65 | 74 65 72 6d 69 6e 65 73 |ces...de|termines|
|000019f0| 20 68 6f 77 20 6d 75 63 | 68 20 69 73 20 77 69 74 | how muc|h is wit|
|00001a00| 68 68 65 6c 64 2c 20 73 | 6f 20 69 74 27 73 20 69 |hheld, s|o it's i|
|00001a10| 6d 70 6f 72 74 61 6e 74 | 20 74 6f 20 63 6f 6d 65 |mportant| to come|
|00001a20| 20 75 70 20 77 69 74 68 | 00 0a 04 74 68 65 20 72 | up with|...the r|
|00001a30| 69 67 68 74 20 6e 75 6d | 62 65 72 2e 00 0c 00 33 |ight num|ber....3|
|00001a40| 2e 20 20 53 68 6f 75 6c | 64 20 79 6f 75 20 68 61 |. Shoul|d you ha|
|00001a50| 76 65 20 61 6e 20 65 78 | 74 72 61 20 61 6d 6f 75 |ve an ex|tra amou|
|00001a60| 6e 74 20 77 69 74 68 68 | 65 6c 64 20 74 6f 20 62 |nt withh|eld to b|
|00001a70| 65 20 6f 6e 20 74 68 65 | 20 73 61 66 65 20 73 69 |e on the| safe si|
|00001a80| 64 65 3f 00 0e 00 4c 65 | 74 27 73 20 6c 6f 6f 6b |de?...Le|t's look|
|00001a90| 20 61 74 20 74 68 65 73 | 65 20 71 75 65 73 74 69 | at thes|e questi|
|00001aa0| 6f 6e 73 20 6f 6e 65 20 | 61 74 20 61 20 74 69 6d |ons one |at a tim|
|00001ab0| 65 20 2e 20 2e 20 2e 00 | 10 00 54 68 65 20 66 6f |e . . ..|..The fo|
|00001ac0| 6c 6c 6f 77 69 6e 67 20 | 66 69 67 75 72 65 73 20 |llowing |figures |
|00001ad0| 61 72 65 20 66 6f 72 20 | 31 39 39 32 2e 20 20 46 |are for |1992. F|
|00001ae0| 6f 72 20 74 68 65 20 31 | 39 39 33 20 61 6d 6f 75 |or the 1|993 amou|
|00001af0| 6e 74 73 2c 20 73 65 65 | 20 74 68 65 00 11 00 31 |nts, see| the...1|
|00001b00| 39 39 33 20 5e 46 6f 72 | 6d 20 57 2d 34 5e 2e 00 |993 ^For|m W-4^..|
|00001b10| 02 00 41 72 65 20 79 6f | 75 20 65 78 65 6d 70 74 |..Are yo|u exempt|
|00001b20| 20 66 72 6f 6d 20 77 69 | 74 68 68 6f 6c 64 69 6e | from wi|thholdin|
|00001b30| 67 3f 00 03 00 41 6e 73 | 77 65 72 20 74 68 65 73 |g?...Ans|wer thes|
|00001b40| 65 20 71 75 65 73 74 69 | 6f 6e 73 20 74 6f 20 66 |e questi|ons to f|
|00001b50| 69 6e 64 20 6f 75 74 3a | 00 05 01 5b 59 5d 20 5b |ind out:|...[Y] [|
|00001b60| 4e 5d 20 20 44 69 64 20 | 79 6f 75 20 67 65 74 20 |N] Did |you get |
|00001b70| 61 20 46 55 4c 4c 20 72 | 65 66 75 6e 64 20 6f 66 |a FULL r|efund of|
|00001b80| 20 41 4c 4c 20 74 68 65 | 20 74 61 78 20 77 69 74 | ALL the| tax wit|
|00001b90| 68 68 65 6c 64 20 6c 61 | 73 74 20 79 65 61 72 20 |hheld la|st year |
|00001ba0| 62 65 63 61 75 73 65 00 | 06 0a 79 6f 75 20 64 69 |because.|..you di|
|00001bb0| 64 20 6e 6f 74 20 68 61 | 76 65 20 61 20 74 61 78 |d not ha|ve a tax|
|00001bc0| 20 6c 69 61 62 69 6c 69 | 74 79 3f 20 20 28 59 6f | liabili|ty? (Yo|
|00001bd0| 75 72 20 22 74 61 78 20 | 6c 69 61 62 69 6c 69 74 |ur "tax |liabilit|
|00001be0| 79 22 20 69 73 20 74 68 | 65 20 74 61 78 65 73 00 |y" is th|e taxes.|
|00001bf0| 07 0a 6f 77 65 64 20 62 | 65 66 6f 72 65 20 61 6e |..owed b|efore an|
|00001c00| 79 20 63 72 65 64 69 74 | 73 20 6f 72 20 77 69 74 |y credit|s or wit|
|00001c10| 68 68 6f 6c 64 69 6e 67 | 73 20 61 72 65 20 64 65 |hholding|s are de|
|00001c20| 64 75 63 74 65 64 2e 29 | 00 09 01 7c 5b 59 5d 20 |ducted.)|...|[Y] |
|00001c30| 5b 4e 5d 20 20 44 6f 20 | 79 6f 75 20 65 78 70 65 |[N] Do |you expe|
|00001c40| 63 74 20 74 6f 20 67 65 | 74 20 61 20 46 55 4c 4c |ct to ge|t a FULL|
|00001c50| 20 72 65 66 75 6e 64 20 | 6f 66 20 61 6e 79 20 74 | refund |of any t|
|00001c60| 61 78 65 73 20 77 69 74 | 68 68 65 6c 64 20 74 68 |axes wit|hheld th|
|00001c70| 69 73 20 79 65 61 72 00 | 0a 0a 61 6e 64 20 68 61 |is year.|..and ha|
|00001c80| 76 65 20 6e 6f 20 74 61 | 78 20 6c 69 61 62 69 6c |ve no ta|x liabil|
|00001c90| 69 74 79 3f 20 20 49 66 | 20 79 6f 75 20 63 61 6e |ity? If| you can|
|00001ca0| 20 62 65 20 63 6c 61 69 | 6d 65 64 20 61 73 20 61 | be clai|med as a|
|00001cb0| 20 64 65 70 65 6e 64 65 | 6e 74 20 6f 6e 00 0b 0a | depende|nt on...|
|00001cc0| 73 6f 6d 65 6f 6e 65 20 | 65 6c 73 65 27 73 20 74 |someone |else's t|
|00001cd0| 61 78 20 72 65 74 75 72 | 6e 20 73 75 63 68 20 61 |ax retur|n such a|
|00001ce0| 73 20 79 6f 75 72 20 70 | 61 72 65 6e 74 73 27 20 |s your p|arents' |
|00001cf0| 72 65 74 75 72 6e 2c 20 | 61 6e 73 77 65 72 3a 00 |return, |answer:.|
|00001d00| 0c 0c 4e 4f 20 20 2d 20 | 49 66 20 79 6f 75 20 65 |..NO - |If you e|
|00001d10| 78 70 65 63 74 20 74 6f | 20 72 65 63 65 69 76 65 |xpect to| receive|
|00001d20| 20 75 6e 65 61 72 6e 65 | 64 20 69 6e 63 6f 6d 65 | unearne|d income|
|00001d30| 20 73 75 63 68 20 61 73 | 20 69 6e 74 65 72 65 73 | such as| interes|
|00001d40| 74 20 6f 72 00 0d 12 64 | 69 76 69 64 65 6e 64 73 |t or...d|ividends|
|00001d50| 20 61 6e 64 20 79 6f 75 | 72 20 67 72 6f 73 73 20 | and you|r gross |
|00001d60| 69 6e 63 6f 6d 65 20 74 | 6f 74 61 6c 73 20 6d 6f |income t|otals mo|
|00001d70| 72 65 20 74 68 61 6e 20 | 24 36 30 30 2e 00 0e 0c |re than |$600....|
|00001d80| 59 45 53 20 2d 20 49 66 | 20 79 6f 75 20 65 78 70 |YES - If| you exp|
|00001d90| 65 63 74 20 79 6f 75 72 | 20 69 6e 63 6f 6d 65 20 |ect your| income |
|00001da0| 74 6f 20 62 65 20 6f 6e | 6c 79 20 66 72 6f 6d 20 |to be on|ly from |
|00001db0| 77 61 67 65 73 20 61 6e | 64 20 73 61 6c 61 72 69 |wages an|d salari|
|00001dc0| 65 73 00 0f 12 41 4e 44 | 20 74 6f 74 61 6c 20 24 |es...AND| total $|
|00001dd0| 33 2c 30 30 30 20 6f 72 | 20 6c 65 73 73 20 28 6d |3,000 or| less (m|
|00001de0| 61 72 72 69 65 64 20 66 | 69 6c 69 6e 67 20 73 65 |arried f|iling se|
|00001df0| 70 61 72 61 74 65 6c 79 | 29 20 6f 72 20 24 36 2c |parately|) or $6,|
|00001e00| 30 30 30 00 10 12 6f 72 | 20 6c 65 73 73 20 28 6d |000...or| less (m|
|00001e10| 61 72 72 69 65 64 20 66 | 69 6c 69 6e 67 20 6a 6f |arried f|iling jo|
|00001e20| 69 6e 74 6c 79 29 2e 00 | 11 01 7c 5b 59 5d 20 5b |intly)..|..|[Y] [|
|00001e30| 4e 5d 20 20 43 61 6e 20 | 79 6f 75 20 62 65 20 63 |N] Can |you be c|
|00001e40| 6c 61 69 6d 65 64 20 61 | 73 20 61 20 64 65 70 65 |laimed a|s a depe|
|00001e50| 6e 64 65 6e 74 20 6f 6e | 20 61 6e 6f 74 68 65 72 |ndent on| another|
|00001e60| 20 70 65 72 73 6f 6e 27 | 73 20 74 61 78 20 72 65 | person'|s tax re|
|00001e70| 74 75 72 6e 00 12 0a 28 | 79 6f 75 72 20 70 61 72 |turn...(|your par|
|00001e80| 65 6e 74 73 27 20 66 6f | 72 20 65 78 61 6d 70 6c |ents' fo|r exampl|
|00001e90| 65 29 3f 00 14 06 7c 50 | 72 65 73 73 20 3c 5e 43 |e)?...|P|ress <^C|
|00001ea0| 5e 3e 20 74 6f 20 63 6f | 72 72 65 63 74 20 79 6f |^> to co|rrect yo|
|00001eb0| 75 72 20 61 6e 73 77 65 | 72 73 2e 00 02 00 42 65 |ur answe|rs....Be|
|00001ec0| 63 61 75 73 65 20 79 6f | 75 20 68 61 64 20 6e 6f |cause yo|u had no|
|00001ed0| 20 46 65 64 65 72 61 6c | 20 69 6e 63 6f 6d 65 20 | Federal| income |
|00001ee0| 74 61 78 20 6c 69 61 62 | 69 6c 69 74 79 20 6c 61 |tax liab|ility la|
|00001ef0| 73 74 20 79 65 61 72 2c | 20 61 6e 64 20 65 78 70 |st year,| and exp|
|00001f00| 65 63 74 20 74 6f 20 6f | 77 65 20 6e 6f 00 03 00 |ect to o|we no...|
|00001f10| 46 65 64 65 72 61 6c 20 | 69 6e 63 6f 6d 65 20 74 |Federal |income t|
|00001f20| 61 78 20 74 68 69 73 20 | 79 65 61 72 2c 20 79 6f |ax this |year, yo|
|00001f30| 75 20 61 72 65 20 65 78 | 65 6d 70 74 20 66 72 6f |u are ex|empt fro|
|00001f40| 6d 20 77 69 74 68 68 6f | 6c 64 69 6e 67 2e 20 20 |m withho|lding. |
|00001f50| 49 6e 20 6f 74 68 65 72 | 20 77 6f 72 64 73 2c 00 |In other| words,.|
|00001f60| 04 00 79 6f 75 72 20 65 | 6d 70 6c 6f 79 65 72 20 |..your e|mployer |
|00001f70| 64 6f 65 73 20 6e 6f 74 | 20 77 69 74 68 68 6f 6c |does not| withhol|
|00001f80| 64 20 69 6e 63 6f 6d 65 | 20 74 61 78 65 73 20 66 |d income| taxes f|
|00001f90| 72 6f 6d 20 79 6f 75 72 | 20 70 61 79 2e 00 06 00 |rom your| pay....|
|00001fa0| 59 6f 75 20 73 74 69 6c | 6c 20 6e 65 65 64 20 74 |You stil|l need t|
|00001fb0| 6f 20 63 6f 6d 70 6c 65 | 74 65 20 5e 46 6f 72 6d |o comple|te ^Form|
|00001fc0| 20 57 2d 34 5e 2e 20 20 | 48 65 72 65 27 73 20 68 | W-4^. |Here's h|
|00001fd0| 6f 77 3a 00 08 00 46 69 | 6e 64 20 74 68 65 20 6c |ow:...Fi|nd the l|
|00001fe0| 69 6e 65 73 20 6f 6e 20 | 5e 46 6f 72 6d 20 57 2d |ines on |^Form W-|
|00001ff0| 34 5e 20 74 68 61 74 20 | 62 65 67 69 6e 20 22 49 |4^ that |begin "I|
|00002000| 20 63 6c 61 69 6d 20 65 | 78 65 6d 70 74 69 6f 6e | claim e|xemption|
|00002010| 20 2e 20 2e 20 2e 22 20 | 61 6e 64 20 66 69 6c 6c | . . ." |and fill|
|00002020| 00 09 00 74 68 65 6d 20 | 69 6e 20 61 63 63 75 72 |...them |in accur|
|00002030| 61 74 65 6c 79 2e 00 0b | 00 54 68 65 6e 20 73 69 |ately...|.Then si|
|00002040| 67 6e 20 74 68 65 20 66 | 6f 72 6d 20 77 68 65 72 |gn the f|orm wher|
|00002050| 65 20 69 74 20 73 61 79 | 73 20 22 45 6d 70 6c 6f |e it say|s "Emplo|
|00002060| 79 65 65 20 73 69 67 6e | 61 74 75 72 65 22 20 61 |yee sign|ature" a|
|00002070| 6e 64 20 61 64 64 20 74 | 6f 64 61 79 27 73 20 64 |nd add t|oday's d|
|00002080| 61 74 65 2e 00 0d 00 46 | 69 6e 61 6c 6c 79 2c 20 |ate....F|inally, |
|00002090| 67 69 76 65 20 74 68 65 | 20 66 6f 72 6d 20 74 6f |give the| form to|
|000020a0| 20 79 6f 75 72 20 65 6d | 70 6c 6f 79 65 72 2e 00 | your em|ployer..|
|000020b0| 0f 00 4e 6f 77 20 77 68 | 61 74 20 77 6f 75 6c 64 |..Now wh|at would|
|000020c0| 20 79 6f 75 20 6c 69 6b | 65 20 74 6f 20 64 6f 3f | you lik|e to do?|
|000020d0| 00 11 05 5b 41 5d 20 20 | 46 69 6e 64 20 6f 75 74 |...[A] |Find out|
|000020e0| 20 6d 6f 72 65 20 61 62 | 6f 75 74 20 5e 46 6f 72 | more ab|out ^For|
|000020f0| 6d 20 57 2d 34 5e 2c 20 | 6f 72 00 13 05 5b 42 5d |m W-4^, |or...[B]|
|00002100| 20 20 43 68 6f 6f 73 65 | 20 61 20 64 69 66 66 65 | Choose| a diffe|
|00002110| 72 65 6e 74 20 70 61 72 | 74 20 6f 66 20 74 68 69 |rent par|t of thi|
|00002120| 73 20 73 6f 66 74 77 61 | 72 65 20 70 72 6f 67 72 |s softwa|re progr|
|00002130| 61 6d 2e 00 02 00 54 68 | 65 20 62 65 73 74 20 77 |am....Th|e best w|
|00002140| 61 79 20 74 6f 20 6c 65 | 61 72 6e 20 6d 6f 72 65 |ay to le|arn more|
|00002150| 20 61 62 6f 75 74 20 5e | 46 6f 72 6d 20 57 2d 34 | about ^|Form W-4|
|00002160| 5e 20 69 73 20 74 6f 20 | 67 6f 20 62 61 63 6b 20 |^ is to |go back |
|00002170| 74 6f 20 74 68 65 20 71 | 75 65 73 74 69 6f 6e 73 |to the q|uestions|
|00002180| 00 03 00 61 62 6f 75 74 | 20 62 65 69 6e 67 20 65 |...about| being e|
|00002190| 78 65 6d 70 74 20 66 72 | 6f 6d 20 77 69 74 68 68 |xempt fr|om withh|
|000021a0| 6f 6c 64 69 6e 67 2c 20 | 61 6e 64 20 74 6f 20 61 |olding, |and to a|
|000021b0| 6e 73 77 65 72 20 74 68 | 65 6d 20 69 6e 20 61 20 |nswer th|em in a |
|000021c0| 64 69 66 66 65 72 65 6e | 74 20 77 61 79 2e 00 04 |differen|t way...|
|000021d0| 00 49 6e 20 74 68 69 73 | 20 77 61 79 20 79 6f 75 |.In this| way you|
|000021e0| 20 77 69 6c 6c 20 6c 65 | 61 72 6e 20 68 6f 77 20 | will le|arn how |
|000021f0| 5e 46 6f 72 6d 20 57 2d | 34 5e 20 63 61 6e 20 68 |^Form W-|4^ can h|
|00002200| 65 6c 70 20 70 65 6f 70 | 6c 65 20 77 68 6f 20 44 |elp peop|le who D|
|00002210| 4f 20 6e 65 65 64 20 74 | 6f 20 68 61 76 65 00 05 |O need t|o have..|
|00002220| 00 74 61 78 65 73 20 77 | 69 74 68 68 65 6c 64 20 |.taxes w|ithheld |
|00002230| 66 72 6f 6d 20 74 68 65 | 69 72 20 70 61 79 2e 00 |from the|ir pay..|
|00002240| 07 05 5b 41 5d 20 20 52 | 65 74 75 72 6e 20 74 6f |..[A] R|eturn to|
|00002250| 20 74 68 65 20 5e 57 2d | 34 5e 20 71 75 65 73 74 | the ^W-|4^ quest|
|00002260| 69 6f 6e 73 2e 00 09 05 | 5b 42 5d 20 20 43 6f 6e |ions....|[B] Con|
|00002270| 74 69 6e 75 65 2e 00 02 | 00 42 65 63 61 75 73 65 |tinue...|.Because|
|00002280| 20 79 6f 75 20 68 61 64 | 20 61 20 46 65 64 65 72 | you had| a Feder|
|00002290| 61 6c 20 69 6e 63 6f 6d | 65 20 74 61 78 20 6c 69 |al incom|e tax li|
|000022a0| 61 62 69 6c 69 74 79 20 | 6c 61 73 74 20 79 65 61 |ability |last yea|
|000022b0| 72 2c 20 79 6f 75 20 6d | 75 73 74 20 68 61 76 65 |r, you m|ust have|
|000022c0| 20 74 61 78 00 03 00 77 | 69 74 68 68 65 6c 64 20 | tax...w|ithheld |
|000022d0| 74 68 69 73 20 79 65 61 | 72 2d 2d 65 76 65 6e 20 |this yea|r--even |
|000022e0| 69 66 20 79 6f 75 20 64 | 6f 6e 27 74 20 74 68 69 |if you d|on't thi|
|000022f0| 6e 6b 20 79 6f 75 20 77 | 69 6c 6c 20 61 63 74 75 |nk you w|ill actu|
|00002300| 61 6c 6c 79 20 6f 77 65 | 20 61 6e 79 20 46 65 64 |ally owe| any Fed|
|00002310| 65 72 61 6c 00 04 00 69 | 6e 63 6f 6d 65 20 74 61 |eral...i|ncome ta|
|00002320| 78 2e 00 06 00 49 66 20 | 79 6f 75 27 72 65 20 72 |x....If |you're r|
|00002330| 69 67 68 74 2c 20 77 68 | 61 74 65 76 65 72 20 69 |ight, wh|atever i|
|00002340| 73 20 77 69 74 68 68 65 | 6c 64 20 66 6f 72 20 69 |s withhe|ld for i|
|00002350| 6e 63 6f 6d 65 20 74 61 | 78 20 70 75 72 70 6f 73 |ncome ta|x purpos|
|00002360| 65 73 20 62 79 20 79 6f | 75 72 20 65 6d 70 6c 6f |es by yo|ur emplo|
|00002370| 79 65 72 00 07 00 73 68 | 6f 75 6c 64 20 62 65 20 |yer...sh|ould be |
|00002380| 72 65 74 75 72 6e 65 64 | 20 74 6f 20 79 6f 75 20 |returned| to you |
|00002390| 61 73 20 61 20 72 65 66 | 75 6e 64 20 77 68 65 6e |as a ref|und when|
|000023a0| 20 79 6f 75 20 66 69 6c | 65 20 61 20 74 61 78 20 | you fil|e a tax |
|000023b0| 72 65 74 75 72 6e 20 66 | 6f 72 20 74 68 69 73 20 |return f|or this |
|000023c0| 79 65 61 72 00 08 00 69 | 66 20 79 6f 75 20 6f 77 |year...i|f you ow|
|000023d0| 65 20 6e 6f 20 6f 74 68 | 65 72 20 74 61 78 65 73 |e no oth|er taxes|
|000023e0| 2e 00 02 00 42 65 63 61 | 75 73 65 20 79 6f 75 20 |....Beca|use you |
|000023f0| 65 78 70 65 63 74 20 74 | 6f 20 6f 77 65 20 73 6f |expect t|o owe so|
|00002400| 6d 65 20 46 65 64 65 72 | 61 6c 20 69 6e 63 6f 6d |me Feder|al incom|
|00002410| 65 20 74 61 78 20 74 68 | 69 73 20 63 6f 6d 69 6e |e tax th|is comin|
|00002420| 67 20 79 65 61 72 2c 20 | 79 6f 75 00 03 00 6d 75 |g year, |you...mu|
|00002430| 73 74 20 68 61 76 65 20 | 74 61 78 20 77 69 74 68 |st have |tax with|
|00002440| 68 65 6c 64 2e 00 05 00 | 54 68 69 73 20 69 73 20 |held....|This is |
|00002450| 74 72 75 65 20 77 68 65 | 74 68 65 72 20 6f 72 20 |true whe|ther or |
|00002460| 6e 6f 74 20 61 6e 79 6f | 6e 65 20 65 6c 73 65 20 |not anyo|ne else |
|00002470| 69 73 20 63 6c 61 69 6d | 69 6e 67 20 79 6f 75 20 |is claim|ing you |
|00002480| 61 73 20 61 20 64 65 70 | 65 6e 64 65 6e 74 00 06 |as a dep|endent..|
|00002490| 00 6f 6e 20 68 69 73 20 | 6f 72 20 68 65 72 20 74 |.on his |or her t|
|000024a0| 61 78 20 72 65 74 75 72 | 6e 2e 00 02 00 54 68 65 |ax retur|n....The|
|000024b0| 20 66 69 72 73 74 20 71 | 75 65 73 74 69 6f 6e 20 | first q|uestion |
|000024c0| 74 68 61 74 20 5e 46 6f | 72 6d 20 57 2d 34 5e 20 |that ^Fo|rm W-4^ |
|000024d0| 68 65 6c 70 65 64 20 79 | 6f 75 20 61 6e 73 77 65 |helped y|ou answe|
|000024e0| 72 20 77 61 73 3a 00 04 | 00 41 72 65 20 79 6f 75 |r was:..|.Are you|
|000024f0| 20 65 78 65 6d 70 74 20 | 66 72 6f 6d 20 77 69 74 | exempt |from wit|
|00002500| 68 68 6f 6c 64 69 6e 67 | 3f 00 06 00 46 6f 72 20 |hholding|?...For |
|00002510| 79 6f 75 20 74 68 65 20 | 61 6e 73 77 65 72 20 69 |you the |answer i|
|00002520| 73 20 22 4e 6f 2e 22 00 | 08 00 53 6f 20 6c 65 74 |s "No.".|..So let|
|00002530| 27 73 20 67 6f 20 6f 6e | 20 74 6f 20 74 68 65 20 |'s go on| to the |
|00002540| 73 65 63 6f 6e 64 20 71 | 75 65 73 74 69 6f 6e 3a |second q|uestion:|
|00002550| 00 0a 00 48 6f 77 20 6d | 61 6e 79 20 22 61 6c 6c |...How m|any "all|
|00002560| 6f 77 61 6e 63 65 73 22 | 20 73 68 6f 75 6c 64 20 |owances"| should |
|00002570| 79 6f 75 20 63 6c 61 69 | 6d 3f 00 0c 00 54 6f 20 |you clai|m?...To |
|00002580| 68 65 6c 70 20 79 6f 75 | 2c 20 74 72 79 20 74 68 |help you|, try th|
|00002590| 69 73 20 74 72 75 65 2f | 66 61 6c 73 65 20 71 75 |is true/|false qu|
|000025a0| 65 73 74 69 6f 6e 3a 00 | 0e 05 50 65 6f 70 6c 65 |estion:.|..People|
|000025b0| 20 70 61 79 20 46 65 64 | 65 72 61 6c 20 69 6e 63 | pay Fed|eral inc|
|000025c0| 6f 6d 65 20 74 61 78 65 | 73 20 6f 6e 20 41 4c 4c |ome taxe|s on ALL|
|000025d0| 20 74 68 65 69 72 20 69 | 6e 63 6f 6d 65 2e 00 10 | their i|ncome...|
|000025e0| 0a 5b 41 5d 20 20 54 72 | 75 65 00 11 0a 5b 42 5d |.[A] Tr|ue...[B]|
|000025f0| 20 20 46 61 6c 73 65 00 | 02 00 54 68 65 20 69 6e | False.|..The in|
|00002600| 63 6f 6d 65 20 6f 6e 20 | 77 68 69 63 68 20 6d 6f |come on |which mo|
|00002610| 73 74 20 6f 66 20 75 73 | 20 70 61 79 20 74 61 78 |st of us| pay tax|
|00002620| 65 73 20 69 73 20 6c 65 | 73 73 20 74 68 61 6e 20 |es is le|ss than |
|00002630| 6f 75 72 20 74 6f 74 61 | 6c 20 67 72 6f 73 73 00 |our tota|l gross.|
|00002640| 03 00 69 6e 63 6f 6d 65 | 20 64 75 65 20 74 6f 20 |..income| due to |
|00002650| 22 65 78 65 6d 70 74 69 | 6f 6e 73 22 20 61 6e 64 |"exempti|ons" and|
|00002660| 20 22 64 65 64 75 63 74 | 69 6f 6e 73 2e 22 20 20 | "deduct|ions." |
|00002670| 45 78 65 6d 70 74 69 6f | 6e 73 20 61 6e 64 20 64 |Exemptio|ns and d|
|00002680| 65 64 75 63 74 69 6f 6e | 73 00 04 00 61 72 65 20 |eduction|s...are |
|00002690| 77 61 79 73 20 6f 66 20 | 6d 61 6b 69 6e 67 20 73 |ways of |making s|
|000026a0| 75 72 65 20 65 76 65 72 | 79 6f 6e 65 20 70 61 79 |ure ever|yone pay|
|000026b0| 73 20 61 20 66 61 69 72 | 20 73 68 61 72 65 20 62 |s a fair| share b|
|000026c0| 61 73 65 64 20 6f 6e 20 | 74 68 65 69 72 00 05 00 |ased on |their...|
|000026d0| 75 6e 69 71 75 65 20 61 | 6e 64 20 73 70 65 63 69 |unique a|nd speci|
|000026e0| 61 6c 20 63 69 72 63 75 | 6d 73 74 61 6e 63 65 73 |al circu|mstances|
|000026f0| 2e 00 07 00 54 68 65 20 | 69 6e 63 6f 6d 65 20 6f |....The |income o|
|00002700| 6e 20 77 68 69 63 68 20 | 79 6f 75 20 61 63 74 75 |n which |you actu|
|00002710| 61 6c 6c 79 20 70 61 79 | 20 74 61 78 65 73 20 69 |ally pay| taxes i|
|00002720| 73 20 63 61 6c 6c 65 64 | 20 79 6f 75 72 20 22 54 |s called| your "T|
|00002730| 41 58 41 42 4c 45 00 08 | 00 49 4e 43 4f 4d 45 2e |AXABLE..|.INCOME.|
|00002740| 22 00 0a 00 57 68 65 6e | 20 79 6f 75 20 63 6c 61 |"...When| you cla|
|00002750| 69 6d 20 61 6c 6c 6f 77 | 61 6e 63 65 73 20 6f 6e |im allow|ances on|
|00002760| 20 5e 46 6f 72 6d 20 57 | 2d 34 5e 2c 20 79 6f 75 | ^Form W|-4^, you|
|00002770| 20 61 72 65 20 74 65 6c | 6c 69 6e 67 20 79 6f 75 | are tel|ling you|
|00002780| 72 20 65 6d 70 6c 6f 79 | 65 72 20 74 68 61 74 00 |r employ|er that.|
|00002790| 0b 00 79 6f 75 20 65 78 | 70 65 63 74 20 74 6f 20 |..you ex|pect to |
|000027a0| 68 61 76 65 20 63 65 72 | 74 61 69 6e 20 65 78 65 |have cer|tain exe|
|000027b0| 6d 70 74 69 6f 6e 73 20 | 61 6e 64 20 64 65 64 75 |mptions |and dedu|
|000027c0| 63 74 69 6f 6e 73 20 74 | 68 61 74 20 77 69 6c 6c |ctions t|hat will|
|000027d0| 20 61 66 66 65 63 74 20 | 79 6f 75 72 00 0c 00 74 | affect |your...t|
|000027e0| 61 78 61 62 6c 65 20 69 | 6e 63 6f 6d 65 2e 20 20 |axable i|ncome. |
|000027f0| 54 68 65 20 61 6d 6f 75 | 6e 74 20 77 69 74 68 68 |The amou|nt withh|
|00002800| 65 6c 64 20 66 72 6f 6d | 20 79 6f 75 72 20 70 61 |eld from| your pa|
|00002810| 79 20 73 68 6f 75 6c 64 | 20 63 6f 6d 65 20 63 6c |y should| come cl|
|00002820| 6f 73 65 20 74 6f 00 0d | 00 63 6f 76 65 72 69 6e |ose to..|.coverin|
|00002830| 67 20 77 68 61 74 20 79 | 6f 75 20 6f 77 65 20 6f |g what y|ou owe o|
|00002840| 6e 20 79 6f 75 72 20 22 | 54 41 58 41 42 4c 45 20 |n your "|TAXABLE |
|00002850| 49 4e 43 4f 4d 45 22 2d | 2d 6e 6f 74 20 6f 6e 20 |INCOME"-|-not on |
|00002860| 79 6f 75 72 20 74 6f 74 | 61 6c 20 67 72 6f 73 73 |your tot|al gross|
|00002870| 00 0e 00 69 6e 63 6f 6d | 65 2c 20 69 66 20 79 6f |...incom|e, if yo|
|00002880| 75 72 20 69 6e 63 6f 6d | 65 20 63 6f 6d 65 73 20 |ur incom|e comes |
|00002890| 66 72 6f 6d 20 77 61 67 | 65 73 20 6f 6e 6c 79 2e |from wag|es only.|
|000028a0| 00 10 00 54 68 65 20 6d | 61 69 6e 20 70 75 72 70 |...The m|ain purp|
|000028b0| 6f 73 65 20 6f 66 20 5e | 46 6f 72 6d 20 57 2d 34 |ose of ^|Form W-4|
|000028c0| 5e 20 69 73 20 74 6f 20 | 68 65 6c 70 20 79 6f 75 |^ is to |help you|
|000028d0| 20 66 69 67 75 72 65 20 | 68 6f 77 20 6d 61 6e 79 | figure |how many|
|000028e0| 00 11 00 61 6c 6c 6f 77 | 61 6e 63 65 73 20 79 6f |...allow|ances yo|
|000028f0| 75 20 73 68 6f 75 6c 64 | 20 63 6c 61 69 6d 2e 00 |u should| claim..|
|00002900| 13 00 4c 65 74 27 73 20 | 73 65 65 20 68 6f 77 20 |..Let's |see how |
|00002910| 74 68 69 73 20 77 6f 72 | 6b 73 2e 20 20 4d 61 6b |this wor|ks. Mak|
|00002920| 65 20 73 75 72 65 20 79 | 6f 75 20 68 61 76 65 20 |e sure y|ou have |
|00002930| 79 6f 75 72 20 5e 46 6f | 72 6d 20 57 2d 34 5e 2c |your ^Fo|rm W-4^,|
|00002940| 20 74 68 65 6e 20 70 72 | 65 73 73 00 14 00 74 68 | then pr|ess...th|
|00002950| 65 20 3c 53 70 61 63 65 | 20 42 61 72 3e 2e 00 02 |e <Space| Bar>...|
|00002960| 00 41 67 61 69 6e 2c 20 | 66 69 6e 64 20 74 68 65 |.Again, |find the|
|00002970| 20 73 65 63 74 69 6f 6e | 20 6f 66 20 74 68 65 20 | section| of the |
|00002980| 66 6f 72 6d 20 74 69 74 | 6c 65 64 2c 20 22 50 65 |form tit|led, "Pe|
|00002990| 72 73 6f 6e 61 6c 20 41 | 6c 6c 6f 77 61 6e 63 65 |rsonal A|llowance|
|000029a0| 73 20 57 6f 72 6b 73 68 | 65 65 74 2e 22 00 04 00 |s Worksh|eet."...|
|000029b0| 59 6f 75 20 61 72 65 20 | 6d 6f 73 74 20 6c 69 6b |You are |most lik|
|000029c0| 65 6c 79 20 74 6f 20 75 | 73 65 20 6f 6e 6c 79 20 |ely to u|se only |
|000029d0| 61 20 66 65 77 20 6c 69 | 6e 65 73 20 6f 66 20 74 |a few li|nes of t|
|000029e0| 68 65 20 66 69 72 73 74 | 20 73 65 63 74 69 6f 6e |he first| section|
|000029f0| 2e 00 06 00 4e 6f 20 6d | 61 74 74 65 72 20 68 6f |....No m|atter ho|
|00002a00| 77 20 6d 61 6e 79 20 6a | 6f 62 73 20 79 6f 75 20 |w many j|obs you |
|00002a10| 68 61 76 65 2c 20 6f 72 | 20 69 66 20 79 6f 75 20 |have, or| if you |
|00002a20| 68 61 76 65 20 61 20 73 | 70 6f 75 73 65 20 77 68 |have a s|pouse wh|
|00002a30| 6f 00 07 00 77 6f 72 6b | 73 2c 20 79 6f 75 20 6e |o...work|s, you n|
|00002a40| 65 65 64 20 74 6f 20 75 | 73 65 20 6f 6e 6c 79 20 |eed to u|se only |
|00002a50| 6f 6e 65 20 77 6f 72 6b | 73 68 65 65 74 20 75 6e |one work|sheet un|
|00002a60| 6c 65 73 73 20 79 6f 75 | 72 20 73 69 74 75 61 74 |less you|r situat|
|00002a70| 69 6f 6e 20 63 68 61 6e | 67 65 73 2e 00 08 00 49 |ion chan|ges....I|
|00002a80| 66 20 6d 61 72 72 69 65 | 64 2c 20 63 6f 6d 62 69 |f marrie|d, combi|
|00002a90| 6e 65 20 62 6f 74 68 20 | 69 6e 63 6f 6d 65 73 20 |ne both |incomes |
|00002aa0| 6f 6e 20 74 68 65 20 6f | 6e 65 20 77 6f 72 6b 73 |on the o|ne works|
|00002ab0| 68 65 65 74 2e 00 0a 00 | 42 61 73 69 63 61 6c 6c |heet....|Basicall|
|00002ac0| 79 2c 20 79 6f 75 20 67 | 65 74 20 6f 6e 65 20 61 |y, you g|et one a|
|00002ad0| 6c 6c 6f 77 61 6e 63 65 | 20 66 6f 72 20 79 6f 75 |llowance| for you|
|00002ae0| 72 73 65 6c 66 20 2d 2d | 20 55 4e 4c 45 53 53 20 |rself --| UNLESS |
|00002af0| 79 6f 75 20 61 72 65 20 | 62 65 69 6e 67 20 63 6c |you are |being cl|
|00002b00| 61 69 6d 65 64 00 0b 00 | 61 73 20 61 20 64 65 70 |aimed...|as a dep|
|00002b10| 65 6e 64 65 6e 74 20 6f | 6e 20 73 6f 6d 65 6f 6e |endent o|n someon|
|00002b20| 65 20 65 6c 73 65 27 73 | 20 74 61 78 20 72 65 74 |e else's| tax ret|
|00002b30| 75 72 6e 20 28 79 6f 75 | 72 20 70 61 72 65 6e 74 |urn (you|r parent|
|00002b40| 73 27 20 74 61 78 20 72 | 65 74 75 72 6e 20 66 6f |s' tax r|eturn fo|
|00002b50| 72 00 0c 00 65 78 61 6d | 70 6c 65 29 2e 20 20 46 |r...exam|ple). F|
|00002b60| 69 6e 64 20 6c 69 6e 65 | 20 41 20 6f 6e 20 74 68 |ind line| A on th|
|00002b70| 65 20 77 6f 72 6b 73 68 | 65 65 74 20 74 68 61 74 |e worksh|eet that|
|00002b80| 20 72 65 66 65 72 73 20 | 74 6f 20 74 68 69 73 20 | refers |to this |
|00002b90| 61 6c 6c 6f 77 61 6e 63 | 65 20 61 6e 64 20 70 75 |allowanc|e and pu|
|00002ba0| 74 00 0d 00 61 20 22 31 | 22 20 69 6e 20 74 68 65 |t...a "1|" in the|
|00002bb0| 20 62 6c 61 6e 6b 2e 20 | 20 49 66 20 73 6f 6d 65 | blank. | If some|
|00002bc0| 6f 6e 65 20 65 6c 73 65 | 20 63 61 6e 20 63 6c 61 |one else| can cla|
|00002bd0| 69 6d 20 79 6f 75 20 61 | 73 20 61 20 64 65 70 65 |im you a|s a depe|
|00002be0| 6e 64 65 6e 74 2c 20 70 | 75 74 20 61 00 0e 00 22 |ndent, p|ut a..."|
|00002bf0| 30 22 20 69 6e 20 74 68 | 65 20 62 6c 61 6e 6b 2e |0" in th|e blank.|
|00002c00| 00 10 00 41 66 74 65 72 | 20 79 6f 75 20 68 61 76 |...After| you hav|
|00002c10| 65 20 70 75 74 20 61 20 | 22 31 22 20 6f 72 20 61 |e put a |"1" or a|
|00002c20| 20 22 30 22 20 69 6e 20 | 74 68 65 20 62 6c 61 6e | "0" in |the blan|
|00002c30| 6b 2c 20 70 72 65 73 73 | 20 74 68 65 20 3c 53 70 |k, press| the <Sp|
|00002c40| 61 63 65 20 42 61 72 3e | 2e 00 12 00 54 68 65 20 |ace Bar>|....The |
|00002c50| 66 6f 6c 6c 6f 77 69 6e | 67 20 66 69 67 75 72 65 |followin|g figure|
|00002c60| 73 20 61 72 65 20 66 6f | 72 20 31 39 39 32 2e 20 |s are fo|r 1992. |
|00002c70| 20 46 6f 72 20 74 68 65 | 20 31 39 39 33 20 61 6d | For the| 1993 am|
|00002c80| 6f 75 6e 74 73 2c 20 73 | 65 65 20 74 68 65 00 13 |ounts, s|ee the..|
|00002c90| 00 31 39 39 33 20 5e 46 | 6f 72 6d 20 57 2d 34 5e |.1993 ^F|orm W-4^|
|00002ca0| 2e 00 02 00 59 6f 75 20 | 6d 61 79 20 61 6c 73 6f |....You |may also|
|00002cb0| 20 67 65 74 20 61 20 22 | 73 70 65 63 69 61 6c 22 | get a "|special"|
|00002cc0| 20 61 6c 6c 6f 77 61 6e | 63 65 2e 00 04 00 54 6f | allowan|ce....To|
|00002cd0| 20 66 69 6e 64 20 6f 75 | 74 2c 20 61 6e 73 77 65 | find ou|t, answe|
|00002ce0| 72 20 74 68 65 73 65 20 | 71 75 65 73 74 69 6f 6e |r these |question|
|00002cf0| 73 20 62 79 20 6d 6f 76 | 69 6e 67 20 74 68 65 20 |s by mov|ing the |
|00002d00| 68 69 67 68 6c 69 67 68 | 74 00 05 00 61 6e 64 20 |highligh|t...and |
|00002d10| 70 72 65 73 73 69 6e 67 | 20 3c 45 6e 74 65 72 3e |pressing| <Enter>|
|00002d20| 3a 00 07 05 5b 59 5d 20 | 5b 4e 5d 20 20 41 72 65 |:...[Y] |[N] Are|
|00002d30| 20 79 6f 75 20 6d 61 72 | 72 69 65 64 3f 00 09 05 | you mar|ried?...|
|00002d40| 7c 5b 59 5d 20 5b 4e 5d | 20 20 44 6f 20 79 6f 75 ||[Y] [N]| Do you|
|00002d50| 20 68 61 76 65 20 6f 6e | 6c 79 20 6f 6e 65 20 6a | have on|ly one j|
|00002d60| 6f 62 3f 00 0b 05 7c 5b | 59 5d 20 5b 4e 5d 20 20 |ob?...|[|Y] [N] |
|00002d70| 57 69 6c 6c 20 79 6f 75 | 20 65 61 72 6e 20 24 31 |Will you| earn $1|
|00002d80| 2c 30 30 30 20 6f 72 20 | 6c 65 73 73 20 6f 6e 20 |,000 or |less on |
|00002d90| 79 6f 75 72 20 73 65 63 | 6f 6e 64 20 6a 6f 62 3f |your sec|ond job?|
|00002da0| 00 0b 05 7c 5b 59 5d 20 | 5b 4e 5d 20 20 44 6f 65 |...|[Y] |[N] Doe|
|00002db0| 73 20 79 6f 75 72 20 73 | 70 6f 75 73 65 20 77 6f |s your s|pouse wo|
|00002dc0| 72 6b 3f 00 0d 05 7c 5b | 59 5d 20 5b 4e 5d 20 20 |rk?...|[|Y] [N] |
|00002dd0| 44 6f 65 73 20 79 6f 75 | 72 20 73 70 6f 75 73 65 |Does you|r spouse|
|00002de0| 20 77 6f 72 6b 3f 00 0d | 05 7c 5b 59 5d 20 5b 4e | work?..|.|[Y] [N|
|00002df0| 5d 20 20 57 69 6c 6c 20 | 79 6f 75 72 20 73 70 6f |] Will |your spo|
|00002e00| 75 73 65 27 73 20 65 61 | 72 6e 69 6e 67 73 20 70 |use's ea|rnings p|
|00002e10| 6c 75 73 20 79 6f 75 72 | 20 65 61 72 6e 69 6e 67 |lus your| earning|
|00002e20| 73 20 66 72 6f 6d 20 61 | 20 73 65 63 6f 6e 64 00 |s from a| second.|
|00002e30| 0e 0e 6a 6f 62 2d 2d 69 | 66 20 61 6e 79 2d 2d 63 |..job--i|f any--c|
|00002e40| 6f 6d 65 20 74 6f 20 24 | 31 2c 30 30 30 20 6f 72 |ome to $|1,000 or|
|00002e50| 20 6c 65 73 73 3f 00 0f | 05 7c 5b 59 5d 20 5b 4e | less?..|.|[Y] [N|
|00002e60| 5d 20 20 57 69 6c 6c 20 | 79 6f 75 72 20 73 70 6f |] Will |your spo|
|00002e70| 75 73 65 27 73 20 65 61 | 72 6e 69 6e 67 73 20 70 |use's ea|rnings p|
|00002e80| 6c 75 73 20 79 6f 75 72 | 20 65 61 72 6e 69 6e 67 |lus your| earning|
|00002e90| 73 20 66 72 6f 6d 20 61 | 20 73 65 63 6f 6e 64 00 |s from a| second.|
|00002ea0| 10 0e 6a 6f 62 2d 2d 69 | 66 20 61 6e 79 2d 2d 63 |..job--i|f any--c|
|00002eb0| 6f 6d 65 20 74 6f 20 24 | 31 2c 30 30 30 20 6f 72 |ome to $|1,000 or|
|00002ec0| 20 6c 65 73 73 3f 00 02 | 00 53 6f 72 72 79 2c 20 | less?..|.Sorry, |
|00002ed0| 79 6f 75 20 64 6f 20 6e | 6f 74 20 71 75 61 6c 69 |you do n|ot quali|
|00002ee0| 66 79 20 66 6f 72 20 74 | 68 65 20 22 73 70 65 63 |fy for t|he "spec|
|00002ef0| 69 61 6c 22 20 61 6c 6c | 6f 77 61 6e 63 65 2e 00 |ial" all|owance..|
|00002f00| 04 00 50 75 74 20 61 20 | 22 30 22 20 69 6e 20 74 |..Put a |"0" in t|
|00002f10| 68 65 20 62 6c 61 6e 6b | 20 77 69 74 68 20 61 20 |he blank| with a |
|00002f20| 22 42 22 20 69 6e 20 66 | 72 6f 6e 74 20 6f 66 20 |"B" in f|ront of |
|00002f30| 69 74 2c 20 74 68 65 6e | 20 70 72 65 73 73 00 05 |it, then| press..|
|00002f40| 00 74 68 65 20 3c 53 70 | 61 63 65 20 42 61 72 3e |.the <Sp|ace Bar>|
|00002f50| 2e 00 02 00 59 6f 75 20 | 63 61 6e 20 74 61 6b 65 |....You |can take|
|00002f60| 20 74 68 65 20 22 73 70 | 65 63 69 61 6c 22 20 61 | the "sp|ecial" a|
|00002f70| 6c 6c 6f 77 61 6e 63 65 | 2e 00 04 00 50 75 74 20 |llowance|....Put |
|00002f80| 61 20 22 31 22 20 69 6e | 20 74 68 65 20 62 6c 61 |a "1" in| the bla|
|00002f90| 6e 6b 20 77 69 74 68 20 | 61 20 22 42 22 20 69 6e |nk with |a "B" in|
|00002fa0| 20 66 72 6f 6e 74 20 6f | 66 20 69 74 2c 20 74 68 | front o|f it, th|
|00002fb0| 65 6e 20 70 72 65 73 73 | 00 05 00 74 68 65 20 3c |en press|...the <|
|00002fc0| 53 70 61 63 65 20 42 61 | 72 3e 2e 00 02 00 54 68 |Space Ba|r>....Th|
|00002fd0| 65 20 6e 65 78 74 20 61 | 6c 6c 6f 77 61 6e 63 65 |e next a|llowance|
|00002fe0| 20 79 6f 75 20 6d 69 67 | 68 74 20 62 65 20 61 62 | you mig|ht be ab|
|00002ff0| 6c 65 20 74 6f 20 63 6c | 61 69 6d 20 69 73 20 66 |le to cl|aim is f|
|00003000| 6f 72 20 79 6f 75 72 20 | 73 70 6f 75 73 65 2e 00 |or your |spouse..|
|00003010| 04 05 5b 59 5d 20 5b 4e | 5d 20 20 41 72 65 20 79 |..[Y] [N|] Are y|
|00003020| 6f 75 20 6d 61 72 72 69 | 65 64 3f 00 02 00 4f 6e |ou marri|ed?...On|
|00003030| 6c 79 20 6d 61 72 72 69 | 65 64 20 70 65 72 73 6f |ly marri|ed perso|
|00003040| 6e 73 20 63 61 6e 20 63 | 6c 61 69 6d 20 74 68 69 |ns can c|laim thi|
|00003050| 73 20 61 6c 6c 6f 77 61 | 6e 63 65 2e 00 04 00 50 |s allowa|nce....P|
|00003060| 75 74 20 61 20 22 30 22 | 20 69 6e 20 74 68 65 20 |ut a "0"| in the |
|00003070| 62 6c 61 6e 6b 20 74 68 | 61 74 20 72 65 66 65 72 |blank th|at refer|
|00003080| 73 20 74 6f 20 61 6e 20 | 61 6c 6c 6f 77 61 6e 63 |s to an |allowanc|
|00003090| 65 20 66 6f 72 20 79 6f | 75 72 20 73 70 6f 75 73 |e for yo|ur spous|
|000030a0| 65 2c 20 74 68 65 6e 00 | 05 00 70 72 65 73 73 20 |e, then.|..press |
|000030b0| 74 68 65 20 3c 53 70 61 | 63 65 20 42 61 72 3e 2e |the <Spa|ce Bar>.|
|000030c0| 00 02 00 59 6f 75 20 6d | 61 79 20 63 6c 61 69 6d |...You m|ay claim|
|000030d0| 20 61 6e 20 61 6c 6c 6f | 77 61 6e 63 65 20 66 6f | an allo|wance fo|
|000030e0| 72 20 79 6f 75 72 20 73 | 70 6f 75 73 65 2e 20 20 |r your s|pouse. |
|000030f0| 43 41 55 54 49 4f 4e 3a | 20 49 66 20 79 6f 75 72 |CAUTION:| If your|
|00003100| 20 73 70 6f 75 73 65 20 | 77 6f 72 6b 73 2c 00 03 | spouse |works,..|
|00003110| 00 6f 72 20 69 66 20 79 | 6f 75 20 68 61 76 65 20 |.or if y|ou have |
|00003120| 6d 6f 72 65 20 74 68 61 | 6e 20 6f 6e 65 20 6a 6f |more tha|n one jo|
|00003130| 62 2c 20 61 6e 64 20 69 | 66 20 79 6f 75 20 77 61 |b, and i|f you wa|
|00003140| 6e 74 20 74 6f 20 6d 61 | 6b 65 20 73 75 72 65 20 |nt to ma|ke sure |
|00003150| 79 6f 75 20 68 61 76 65 | 00 04 00 65 6e 6f 75 67 |you have|...enoug|
|00003160| 68 20 77 69 74 68 68 65 | 6c 64 2c 20 79 6f 75 20 |h withhe|ld, you |
|00003170| 63 61 6e 20 64 65 63 69 | 64 65 20 6e 6f 74 20 74 |can deci|de not t|
|00003180| 6f 20 63 6c 61 69 6d 20 | 74 68 69 73 20 61 6c 6c |o claim |this all|
|00003190| 6f 77 61 6e 63 65 2d 2d | 6a 75 73 74 20 74 6f 20 |owance--|just to |
|000031a0| 62 65 20 6f 6e 00 05 00 | 74 68 65 20 73 61 66 65 |be on...|the safe|
|000031b0| 20 73 69 64 65 2e 20 20 | 54 68 69 73 20 77 69 6c | side. |This wil|
|000031c0| 6c 20 6d 65 61 6e 20 74 | 68 61 74 20 6d 6f 72 65 |l mean t|hat more|
|000031d0| 20 77 69 6c 6c 20 62 65 | 20 77 69 74 68 68 65 6c | will be| withhel|
|000031e0| 64 2e 00 07 00 50 75 74 | 20 61 20 22 31 22 20 6f |d....Put| a "1" o|
|000031f0| 72 20 61 20 22 30 22 20 | 69 6e 20 74 68 65 20 62 |r a "0" |in the b|
|00003200| 6c 61 6e 6b 20 74 68 61 | 74 20 72 65 66 65 72 73 |lank tha|t refers|
|00003210| 20 74 6f 20 61 6e 20 61 | 6c 6c 6f 77 61 6e 63 65 | to an a|llowance|
|00003220| 20 66 6f 72 20 79 6f 75 | 72 20 73 70 6f 75 73 65 | for you|r spouse|
|00003230| 2c 00 08 00 74 68 65 6e | 20 70 72 65 73 73 20 74 |,...then| press t|
|00003240| 68 65 20 3c 53 70 61 63 | 65 20 42 61 72 3e 2e 00 |he <Spac|e Bar>..|
|00003250| 02 00 46 69 6e 61 6c 6c | 79 2c 20 79 6f 75 20 63 |..Finall|y, you c|
|00003260| 61 6e 20 63 6c 61 69 6d | 20 61 6c 6c 6f 77 61 6e |an claim| allowan|
|00003270| 63 65 73 20 66 6f 72 20 | 79 6f 75 72 20 22 64 65 |ces for |your "de|
|00003280| 70 65 6e 64 65 6e 74 73 | 2e 22 00 03 00 54 68 65 |pendents|."...The|
|00003290| 72 65 20 61 72 65 20 66 | 69 76 65 20 64 65 70 65 |re are f|ive depe|
|000032a0| 6e 64 65 6e 63 79 20 74 | 65 73 74 73 20 79 6f 75 |ndency t|ests you|
|000032b0| 20 6d 75 73 74 20 6d 65 | 65 74 20 74 6f 20 63 6c | must me|et to cl|
|000032c0| 61 69 6d 20 61 20 64 65 | 70 65 6e 64 65 6e 74 2e |aim a de|pendent.|
|000032d0| 00 05 00 49 66 20 79 6f | 75 20 61 72 65 20 6e 6f |...If yo|u are no|
|000032e0| 74 20 73 75 72 65 20 77 | 68 65 74 68 65 72 20 61 |t sure w|hether a|
|000032f0| 20 70 65 72 73 6f 6e 20 | 71 75 61 6c 69 66 69 65 | person |qualifie|
|00003300| 73 20 61 73 20 79 6f 75 | 72 20 64 65 70 65 6e 64 |s as you|r depend|
|00003310| 65 6e 74 2c 20 61 73 6b | 20 79 6f 75 72 00 06 00 |ent, ask| your...|
|00003320| 69 6e 73 74 72 75 63 74 | 6f 72 20 74 6f 20 68 65 |instruct|or to he|
|00003330| 6c 70 20 79 6f 75 20 6f | 72 20 72 65 66 65 72 20 |lp you o|r refer |
|00003340| 79 6f 75 20 74 6f 20 22 | 64 65 70 65 6e 64 65 6e |you to "|dependen|
|00003350| 63 79 20 74 65 73 74 73 | 2e 22 00 08 00 50 75 74 |cy tests|."...Put|
|00003360| 20 61 20 22 30 22 20 6f | 72 20 61 20 6e 75 6d 62 | a "0" o|r a numb|
|00003370| 65 72 20 69 6e 20 74 68 | 65 20 62 6c 61 6e 6b 20 |er in th|e blank |
|00003380| 73 70 61 63 65 20 74 68 | 61 74 20 72 65 66 65 72 |space th|at refer|
|00003390| 73 20 74 6f 20 79 6f 75 | 72 20 64 65 70 65 6e 64 |s to you|r depend|
|000033a0| 65 6e 74 73 2c 00 09 00 | 74 68 65 6e 20 70 72 65 |ents,...|then pre|
|000033b0| 73 73 20 74 68 65 20 3c | 53 70 61 63 65 20 42 61 |ss the <|Space Ba|
|000033c0| 72 3e 2e 00 02 00 4e 6f | 77 20 61 64 64 20 75 70 |r>....No|w add up|
|000033d0| 20 74 68 65 20 61 6c 6c | 6f 77 61 6e 63 65 73 20 | the all|owances |
|000033e0| 79 6f 75 20 68 61 76 65 | 20 6c 69 73 74 65 64 20 |you have| listed |
|000033f0| 66 6f 72 20 79 6f 75 72 | 73 65 6c 66 2c 20 74 68 |for your|self, th|
|00003400| 65 20 22 73 70 65 63 69 | 61 6c 22 00 03 00 61 6c |e "speci|al"...al|
|00003410| 6c 6f 77 61 6e 63 65 20 | 28 69 66 20 79 6f 75 20 |lowance |(if you |
|00003420| 71 75 61 6c 69 66 79 29 | 2c 20 61 6e 64 20 61 6c |qualify)|, and al|
|00003430| 6c 6f 77 61 6e 63 65 73 | 20 66 6f 72 20 79 6f 75 |lowances| for you|
|00003440| 72 20 73 70 6f 75 73 65 | 20 61 6e 64 20 64 65 70 |r spouse| and dep|
|00003450| 65 6e 64 65 6e 74 73 2e | 00 04 00 28 4e 6f 74 65 |endents.|...(Note|
|00003460| 20 74 68 61 74 20 61 20 | 74 6f 74 61 6c 20 6f 66 | that a |total of|
|00003470| 20 22 30 22 20 69 73 20 | 71 75 69 74 65 20 70 6f | "0" is |quite po|
|00003480| 73 73 69 62 6c 65 2e 29 | 00 06 00 57 72 69 74 65 |ssible.)|...Write|
|00003490| 20 74 68 65 20 74 6f 74 | 61 6c 20 6f 6e 20 74 68 | the tot|al on th|
|000034a0| 65 20 6c 61 73 74 20 6c | 69 6e 65 20 6f 6e 20 74 |e last l|ine on t|
|000034b0| 68 65 20 74 6f 70 20 73 | 65 63 74 69 6f 6e 20 6f |he top s|ection o|
|000034c0| 66 20 74 68 65 20 77 6f | 72 6b 73 68 65 65 74 2c |f the wo|rksheet,|
|000034d0| 00 07 00 74 68 65 6e 20 | 70 72 65 73 73 20 74 68 |...then |press th|
|000034e0| 65 20 3c 53 70 61 63 65 | 20 42 61 72 3e 2e 00 02 |e <Space| Bar>...|
|000034f0| 00 4d 61 6e 79 20 70 65 | 6f 70 6c 65 2d 2d 6d 61 |.Many pe|ople--ma|
|00003500| 79 62 65 20 79 6f 75 20 | 61 72 65 20 6f 6e 65 2d |ybe you |are one-|
|00003510| 2d 63 61 6e 20 73 74 6f | 70 20 72 69 67 68 74 20 |-can sto|p right |
|00003520| 68 65 72 65 20 61 6e 64 | 20 77 72 69 74 65 20 74 |here and| write t|
|00003530| 68 65 69 72 00 03 00 74 | 6f 74 61 6c 20 6e 75 6d |heir...t|otal num|
|00003540| 62 65 72 20 6f 66 20 61 | 6c 6c 6f 77 61 6e 63 65 |ber of a|llowance|
|00003550| 73 20 69 6e 20 74 68 65 | 20 63 6f 72 72 65 63 74 |s in the| correct|
|00003560| 20 73 70 61 63 65 20 6f | 6e 20 74 68 65 20 61 63 | space o|n the ac|
|00003570| 74 75 61 6c 20 5e 46 6f | 72 6d 20 57 2d 34 5e 2e |tual ^Fo|rm W-4^.|
|00003580| 00 05 00 49 66 20 79 6f | 75 20 66 69 6c 6c 20 6f |...If yo|u fill o|
|00003590| 75 74 20 6d 6f 72 65 20 | 74 68 61 6e 20 6f 6e 65 |ut more |than one|
|000035a0| 20 5e 46 6f 72 6d 20 57 | 2d 34 5e 2d 2d 62 65 63 | ^Form W|-4^--bec|
|000035b0| 61 75 73 65 20 79 6f 75 | 20 68 61 76 65 20 6d 6f |ause you| have mo|
|000035c0| 72 65 20 74 68 61 6e 20 | 6f 6e 65 20 6a 6f 62 00 |re than |one job.|
|000035d0| 06 00 6f 72 20 62 65 63 | 61 75 73 65 20 79 6f 75 |..or bec|ause you|
|000035e0| 72 20 73 70 6f 75 73 65 | 20 77 6f 72 6b 73 2d 2d |r spouse| works--|
|000035f0| 79 6f 75 20 63 61 6e 27 | 74 20 63 6c 61 69 6d 20 |you can'|t claim |
|00003600| 61 6e 20 61 6c 6c 6f 77 | 61 6e 63 65 20 6d 6f 72 |an allow|ance mor|
|00003610| 65 20 74 68 61 6e 20 6f | 6e 63 65 2e 00 08 00 45 |e than o|nce....E|
|00003620| 69 74 68 65 72 20 63 6c | 61 69 6d 20 61 6c 6c 20 |ither cl|aim all |
|00003630| 79 6f 75 72 20 61 6c 6c | 6f 77 61 6e 63 65 73 20 |your all|owances |
|00003640| 6f 6e 20 6f 6e 65 20 5e | 46 6f 72 6d 20 57 2d 34 |on one ^|Form W-4|
|00003650| 5e 20 61 6e 64 20 6e 6f | 6e 65 20 6f 6e 20 74 68 |^ and no|ne on th|
|00003660| 65 20 6f 74 68 65 72 28 | 73 29 2d 2d 6f 72 00 09 |e other(|s)--or..|
|00003670| 00 64 69 76 69 64 65 20 | 79 6f 75 72 20 61 6c 6c |.divide |your all|
|00003680| 6f 77 61 6e 63 65 73 20 | 62 65 74 77 65 65 6e 20 |owances |between |
|00003690| 74 68 65 20 64 69 66 66 | 65 72 65 6e 74 20 5e 57 |the diff|erent ^W|
|000036a0| 2d 34 5e 73 2e 00 0b 00 | 53 6f 6d 65 20 70 65 6f |-4^s....|Some peo|
|000036b0| 70 6c 65 20 63 61 6e 20 | 63 6c 61 69 6d 20 61 64 |ple can |claim ad|
|000036c0| 64 69 74 69 6f 6e 61 6c | 20 61 6c 6c 6f 77 61 6e |ditional| allowan|
|000036d0| 63 65 73 20 6f 6e 20 6c | 69 6e 65 73 20 45 20 61 |ces on l|ines E a|
|000036e0| 6e 64 20 46 20 69 6e 20 | 6f 72 64 65 72 20 74 6f |nd F in |order to|
|000036f0| 00 0c 00 62 65 20 63 65 | 72 74 61 69 6e 20 74 68 |...be ce|rtain th|
|00003700| 61 74 20 74 68 65 20 74 | 61 78 20 77 69 74 68 68 |at the t|ax withh|
|00003710| 65 6c 64 20 63 6c 6f 73 | 65 6c 79 20 6d 61 74 63 |eld clos|ely matc|
|00003720| 68 65 73 20 74 68 65 20 | 74 61 78 20 74 68 65 79 |hes the |tax they|
|00003730| 20 77 69 6c 6c 20 6f 77 | 65 2e 00 0e 00 49 66 20 | will ow|e....If |
|00003740| 79 6f 75 20 61 72 65 20 | 6f 6e 65 20 6f 66 20 74 |you are |one of t|
|00003750| 68 65 73 65 20 70 65 6f | 70 6c 65 2c 20 74 68 65 |hese peo|ple, the|
|00003760| 6e 20 61 73 6b 20 79 6f | 75 72 20 69 6e 73 74 72 |n ask yo|ur instr|
|00003770| 75 63 74 6f 72 20 74 6f | 20 68 65 6c 70 20 79 6f |uctor to| help yo|
|00003780| 75 20 72 65 73 65 61 72 | 63 68 00 0f 00 66 75 72 |u resear|ch...fur|
|00003790| 74 68 65 72 20 69 6e 66 | 6f 72 6d 61 74 69 6f 6e |ther inf|ormation|
|000037a0| 2e 00 02 00 4e 6f 20 6d | 61 74 74 65 72 20 68 6f |....No m|atter ho|
|000037b0| 77 20 6d 75 63 68 20 6f | 66 20 74 68 65 20 77 6f |w much o|f the wo|
|000037c0| 72 6b 73 68 65 65 74 20 | 79 6f 75 20 63 6f 6d 70 |rksheet |you comp|
|000037d0| 6c 65 74 65 64 2c 20 69 | 74 20 69 73 20 74 69 6d |leted, i|t is tim|
|000037e0| 65 20 74 6f 20 61 64 64 | 20 74 68 65 00 03 00 6e |e to add| the...n|
|000037f0| 75 6d 62 65 72 20 6f 66 | 20 61 6c 6c 6f 77 61 6e |umber of| allowan|
|00003800| 63 65 73 20 69 6e 20 74 | 68 65 20 63 6f 72 72 65 |ces in t|he corre|
|00003810| 63 74 20 73 70 61 63 65 | 20 6f 6e 20 74 68 65 20 |ct space| on the |
|00003820| 61 63 74 75 61 6c 20 5e | 46 6f 72 6d 20 57 2d 34 |actual ^|Form W-4|
|00003830| 5e 2e 00 05 00 46 69 6e | 64 20 74 68 65 20 6c 69 |^....Fin|d the li|
|00003840| 6e 65 20 74 68 61 74 20 | 62 65 67 69 6e 73 2c 20 |ne that |begins, |
|00003850| 22 54 6f 74 61 6c 20 6e | 75 6d 62 65 72 20 6f 66 |"Total n|umber of|
|00003860| 20 61 6c 6c 6f 77 61 6e | 63 65 73 20 2e 20 2e 20 | allowan|ces . . |
|00003870| 2e 2c 22 20 61 6e 64 20 | 70 75 74 20 79 6f 75 72 |.," and |put your|
|00003880| 00 06 00 74 6f 74 61 6c | 20 69 6e 20 74 68 65 20 |...total| in the |
|00003890| 62 6f 78 20 61 74 20 74 | 68 65 20 65 6e 64 20 6f |box at t|he end o|
|000038a0| 66 20 74 68 61 74 20 6c | 69 6e 65 2e 00 08 00 54 |f that l|ine....T|
|000038b0| 68 65 20 5e 57 2d 34 5e | 20 77 6f 72 6b 73 68 65 |he ^W-4^| workshe|
|000038c0| 65 74 20 68 61 73 20 61 | 6e 73 77 65 72 65 64 20 |et has a|nswered |
|000038d0| 32 20 6f 66 20 74 68 65 | 20 33 20 71 75 65 73 74 |2 of the| 3 quest|
|000038e0| 69 6f 6e 73 2c 20 73 6f | 20 6c 65 74 27 73 20 6d |ions, so| let's m|
|000038f0| 6f 76 65 20 6f 6e 20 74 | 6f 20 74 68 65 00 09 00 |ove on t|o the...|
|00003900| 74 68 69 72 64 20 71 75 | 65 73 74 69 6f 6e 2e 00 |third qu|estion..|
|00003910| 0b 00 53 68 6f 75 6c 64 | 20 79 6f 75 20 68 61 76 |..Should| you hav|
|00003920| 65 20 61 6e 20 65 78 74 | 72 61 20 61 6d 6f 75 6e |e an ext|ra amoun|
|00003930| 74 20 77 69 74 68 68 65 | 6c 64 3f 00 02 00 54 68 |t withhe|ld?...Th|
|00003940| 65 72 65 20 61 72 65 20 | 74 77 6f 20 77 6f 72 6b |ere are |two work|
|00003950| 73 68 65 65 74 73 20 6f | 6e 20 74 68 65 20 62 61 |sheets o|n the ba|
|00003960| 63 6b 20 6f 66 20 74 68 | 65 20 5e 57 2d 34 5e 20 |ck of th|e ^W-4^ |
|00003970| 66 6f 72 6d 20 74 6f 20 | 61 69 64 20 79 6f 75 20 |form to |aid you |
|00003980| 69 6e 20 66 69 67 75 72 | 69 6e 67 00 03 00 74 68 |in figur|ing...th|
|00003990| 65 20 65 78 74 72 61 20 | 61 6d 6f 75 6e 74 20 28 |e extra |amount (|
|000039a0| 69 66 20 61 6e 79 29 20 | 74 68 61 74 20 79 6f 75 |if any) |that you|
|000039b0| 20 6e 65 65 64 2e 20 20 | 59 6f 75 20 6d 61 79 20 | need. |You may |
|000039c0| 77 61 6e 74 20 74 6f 20 | 63 6f 6d 70 6c 65 74 65 |want to |complete|
|000039d0| 20 74 68 65 73 65 00 04 | 00 77 6f 72 6b 73 68 65 | these..|.workshe|
|000039e0| 65 74 73 20 69 66 3a 00 | 06 00 20 20 20 20 20 28 |ets if:.|.. (|
|000039f0| 31 29 20 20 59 6f 75 20 | 70 6c 61 6e 20 74 6f 20 |1) You |plan to |
|00003a00| 69 74 65 6d 69 7a 65 20 | 64 65 64 75 63 74 69 6f |itemize |deductio|
|00003a10| 6e 73 20 28 65 78 70 6c | 61 69 6e 65 64 20 6c 61 |ns (expl|ained la|
|00003a20| 74 65 72 29 00 07 00 20 | 20 20 20 20 28 32 29 20 |ter)... | (2) |
|00003a30| 20 59 6f 75 20 61 72 65 | 20 73 69 6e 67 6c 65 20 | You are| single |
|00003a40| 61 6e 64 20 79 6f 75 72 | 20 63 6f 6d 62 69 6e 65 |and your| combine|
|00003a50| 64 20 65 61 72 6e 69 6e | 67 73 20 28 66 72 6f 6d |d earnin|gs (from|
|00003a60| 20 6d 6f 72 65 20 74 68 | 61 6e 20 6f 6e 65 20 6a | more th|an one j|
|00003a70| 6f 62 29 00 08 00 20 20 | 20 20 20 20 20 20 20 20 |ob)... | |
|00003a80| 61 72 65 20 6d 6f 72 65 | 20 74 68 61 6e 20 24 32 |are more| than $2|
|00003a90| 39 2c 30 30 30 2c 20 6f | 72 00 09 00 20 20 20 20 |9,000, o|r... |
|00003aa0| 20 28 33 29 20 20 59 6f | 75 20 61 72 65 20 6d 61 | (3) Yo|u are ma|
|00003ab0| 72 72 69 65 64 20 61 6e | 64 20 79 6f 75 72 20 63 |rried an|d your c|
|00003ac0| 6f 6d 62 69 6e 65 64 20 | 65 61 72 6e 69 6e 67 73 |ombined |earnings|
|00003ad0| 20 28 69 6e 63 6c 75 64 | 69 6e 67 20 79 6f 75 72 | (includ|ing your|
|00003ae0| 20 73 70 6f 75 73 65 27 | 73 29 00 0a 00 20 20 20 | spouse'|s)... |
|00003af0| 20 20 20 20 20 20 20 61 | 72 65 20 67 72 65 61 74 | a|re great|
|00003b00| 65 72 20 74 68 61 6e 20 | 24 35 30 2c 30 30 30 2e |er than |$50,000.|
|00003b10| 00 0c 00 54 68 65 72 65 | 20 69 73 20 61 20 73 70 |...There| is a sp|
|00003b20| 65 63 69 61 6c 20 6c 69 | 6e 65 20 6f 6e 20 5e 46 |ecial li|ne on ^F|
|00003b30| 6f 72 6d 20 57 2d 34 5e | 20 79 6f 75 20 63 61 6e |orm W-4^| you can|
|00003b40| 20 75 73 65 20 74 6f 20 | 74 65 6c 6c 20 79 6f 75 | use to |tell you|
|00003b50| 72 20 65 6d 70 6c 6f 79 | 65 72 20 68 6f 77 00 0d |r employ|er how..|
|00003b60| 00 6d 75 63 68 20 65 78 | 74 72 61 20 74 6f 20 77 |.much ex|tra to w|
|00003b70| 69 74 68 68 6f 6c 64 2e | 00 02 00 54 68 65 72 65 |ithhold.|...There|
|00003b80| 20 69 73 20 6a 75 73 74 | 20 6f 6e 65 20 73 70 61 | is just| one spa|
|00003b90| 63 65 20 6c 65 66 74 20 | 6f 6e 20 5e 46 6f 72 6d |ce left |on ^Form|
|00003ba0| 20 57 2d 34 5e 20 74 68 | 61 74 20 77 65 20 63 61 | W-4^ th|at we ca|
|00003bb0| 6e 20 6e 6f 77 20 67 6f | 20 62 61 63 6b 20 74 6f |n now go| back to|
|00003bc0| 20 63 6f 6d 70 6c 65 74 | 65 2e 00 04 00 46 69 6e | complet|e....Fin|
|00003bd0| 64 20 74 68 65 20 62 6f | 78 20 6c 61 62 65 6c 6c |d the bo|x labell|
|00003be0| 65 64 20 22 4d 41 52 49 | 54 41 4c 20 53 54 41 54 |ed "MARI|TAL STAT|
|00003bf0| 55 53 2e 22 20 20 59 6f | 75 20 68 61 76 65 20 74 |US." Yo|u have t|
|00003c00| 68 72 65 65 20 63 68 6f | 69 63 65 73 3a 00 06 00 |hree cho|ices:...|
|00003c10| 49 66 20 79 6f 75 20 61 | 72 65 20 73 69 6e 67 6c |If you a|re singl|
|00003c20| 65 2c 20 63 68 65 63 6b | 20 74 68 61 74 20 62 6f |e, check| that bo|
|00003c30| 78 2e 00 08 00 49 66 20 | 79 6f 75 20 61 72 65 20 |x....If |you are |
|00003c40| 6d 61 72 72 69 65 64 2c | 20 63 68 65 63 6b 20 74 |married,| check t|
|00003c50| 68 61 74 20 62 6f 78 2e | 20 20 49 66 20 79 6f 75 |hat box.| If you|
|00003c60| 20 63 68 6f 6f 73 65 2c | 20 79 6f 75 20 63 61 6e | choose,| you can|
|00003c70| 20 63 68 65 63 6b 20 61 | 20 74 68 69 72 64 00 09 | check a| third..|
|00003c80| 00 62 6f 78 20 61 6e 64 | 20 68 61 76 65 20 74 61 |.box and| have ta|
|00003c90| 78 65 73 20 77 69 74 68 | 68 65 6c 64 20 22 61 74 |xes with|held "at|
|00003ca0| 20 74 68 65 20 68 69 67 | 68 65 72 20 73 69 6e 67 | the hig|her sing|
|00003cb0| 6c 65 20 72 61 74 65 2e | 22 00 0b 00 49 6e 20 67 |le rate.|"...In g|
|00003cc0| 65 6e 65 72 61 6c 2c 20 | 73 69 6e 67 6c 65 20 70 |eneral, |single p|
|00003cd0| 65 6f 70 6c 65 20 70 61 | 79 20 74 61 78 65 73 20 |eople pa|y taxes |
|00003ce0| 61 74 20 61 20 68 69 67 | 68 65 72 20 72 61 74 65 |at a hig|her rate|
|00003cf0| 20 74 68 61 6e 20 6d 61 | 72 72 69 65 64 20 70 65 | than ma|rried pe|
|00003d00| 6f 70 6c 65 20 64 6f 2e | 00 0c 00 53 6f 20 6d 6f |ople do.|...So mo|
|00003d10| 72 65 20 69 73 20 77 69 | 74 68 68 65 6c 64 20 66 |re is wi|thheld f|
|00003d20| 72 6f 6d 20 74 68 65 69 | 72 20 70 61 79 2e 20 20 |rom thei|r pay. |
|00003d30| 42 79 20 63 68 65 63 6b | 69 6e 67 20 74 68 65 20 |By check|ing the |
|00003d40| 74 68 69 72 64 20 62 6f | 78 2c 20 79 6f 75 20 77 |third bo|x, you w|
|00003d50| 6f 75 6c 64 00 0d 00 61 | 72 72 61 6e 67 65 20 66 |ould...a|rrange f|
|00003d60| 6f 72 20 61 6e 20 65 78 | 74 72 61 20 61 6d 6f 75 |or an ex|tra amou|
|00003d70| 6e 74 20 74 6f 20 62 65 | 20 77 69 74 68 68 65 6c |nt to be| withhel|
|00003d80| 64 2d 2d 61 73 20 69 66 | 20 79 6f 75 20 77 65 72 |d--as if| you wer|
|00003d90| 65 20 73 69 6e 67 6c 65 | 2e 00 0f 00 54 68 69 73 |e single|....This|
|00003da0| 20 6d 69 67 68 74 20 6c | 65 61 64 20 74 6f 20 68 | might l|ead to h|
|00003db0| 61 76 69 6e 67 20 74 6f | 6f 20 6d 75 63 68 20 77 |aving to|o much w|
|00003dc0| 69 74 68 68 65 6c 64 2e | 20 20 54 68 69 73 20 22 |ithheld.| This "|
|00003dd0| 6f 76 65 72 77 69 74 68 | 68 6f 6c 64 69 6e 67 22 |overwith|holding"|
|00003de0| 20 63 6f 75 6c 64 20 6d | 65 61 6e 00 10 00 61 20 | could m|ean...a |
|00003df0| 6c 61 72 67 65 72 20 72 | 65 66 75 6e 64 20 66 6f |larger r|efund fo|
|00003e00| 72 20 79 6f 75 20 61 74 | 20 22 74 61 78 20 74 69 |r you at| "tax ti|
|00003e10| 6d 65 2e 22 20 20 49 73 | 20 69 74 20 61 20 67 6f |me." Is| it a go|
|00003e20| 6f 64 20 69 64 65 61 20 | 74 6f 20 62 65 20 6f 76 |od idea |to be ov|
|00003e30| 65 72 77 69 74 68 68 65 | 6c 64 00 11 00 61 6e 64 |erwithhe|ld...and|
|00003e40| 20 74 6f 20 67 65 74 20 | 61 20 62 69 67 67 65 72 | to get |a bigger|
|00003e50| 20 72 65 66 75 6e 64 3f | 00 12 05 5b 41 5d 20 20 | refund?|...[A] |
|00003e60| 59 65 73 2e 00 13 05 5b | 42 5d 20 20 4e 6f 2e 00 |Yes....[|B] No..|
|00003e70| 14 05 5b 43 5d 20 20 4d | 61 79 62 65 2e 00 02 00 |..[C] M|aybe....|
|00003e80| 41 63 74 75 61 6c 6c 79 | 2c 20 74 68 65 72 65 20 |Actually|, there |
|00003e90| 61 72 65 20 6d 61 6e 79 | 20 62 65 74 74 65 72 20 |are many| better |
|00003ea0| 70 6c 61 63 65 73 20 74 | 6f 20 6b 65 65 70 20 79 |places t|o keep y|
|00003eb0| 6f 75 72 20 6d 6f 6e 65 | 79 20 74 68 61 6e 20 6f |our mone|y than o|
|00003ec0| 6e 20 64 65 70 6f 73 69 | 74 00 03 00 77 69 74 68 |n deposi|t...with|
|00003ed0| 20 74 68 65 20 46 65 64 | 65 72 61 6c 20 74 61 78 | the Fed|eral tax|
|00003ee0| 20 73 79 73 74 65 6d 2e | 00 05 00 54 68 65 20 67 | system.|...The g|
|00003ef0| 6f 76 65 72 6e 6d 65 6e | 74 20 64 6f 65 73 20 6e |overnmen|t does n|
|00003f00| 6f 74 20 70 61 79 20 79 | 6f 75 20 69 6e 74 65 72 |ot pay y|ou inter|
|00003f10| 65 73 74 20 6f 6e 20 79 | 6f 75 72 20 6d 6f 6e 65 |est on y|our mone|
|00003f20| 79 20 64 75 72 69 6e 67 | 20 74 68 65 20 74 69 6d |y during| the tim|
|00003f30| 65 20 69 74 00 06 00 69 | 73 20 69 6e 20 74 68 65 |e it...i|s in the|
|00003f40| 69 72 20 68 61 6e 64 73 | 2e 20 20 41 6e 79 20 69 |ir hands|. Any i|
|00003f50| 6e 74 65 72 65 73 74 20 | 69 73 20 67 65 6e 65 72 |nterest |is gener|
|00003f60| 61 6c 6c 79 20 70 61 69 | 64 20 6f 6e 6c 79 20 77 |ally pai|d only w|
|00003f70| 68 65 6e 20 74 68 65 20 | 74 61 78 20 72 65 74 75 |hen the |tax retu|
|00003f80| 72 6e 20 69 73 00 07 00 | 66 69 6c 65 64 20 74 69 |rn is...|filed ti|
|00003f90| 6d 65 6c 79 20 28 62 79 | 20 41 70 72 69 6c 20 31 |mely (by| April 1|
|00003fa0| 35 29 20 61 6e 64 2c 20 | 64 75 65 20 74 6f 20 63 |5) and, |due to c|
|00003fb0| 65 72 74 61 69 6e 20 70 | 72 6f 63 65 73 73 69 6e |ertain p|rocessin|
|00003fc0| 67 20 64 65 6c 61 79 73 | 2c 20 74 68 65 20 72 65 |g delays|, the re|
|00003fd0| 66 75 6e 64 20 69 73 00 | 08 00 69 73 73 75 65 64 |fund is.|..issued|
|00003fe0| 20 6d 6f 72 65 20 74 68 | 61 6e 20 34 35 20 64 61 | more th|an 45 da|
|00003ff0| 79 73 20 61 66 74 65 72 | 20 74 68 65 20 64 75 65 |ys after| the due|
|00004000| 20 64 61 74 65 20 6f 72 | 20 74 68 65 20 64 61 74 | date or| the dat|
|00004010| 65 20 74 68 65 20 72 65 | 74 75 72 6e 20 77 61 73 |e the re|turn was|
|00004020| 20 66 69 6c 65 64 2c 00 | 09 00 77 68 69 63 68 65 | filed,.|..whiche|
|00004030| 76 65 72 20 69 73 20 6c | 61 74 65 72 2e 20 20 42 |ver is l|ater. B|
|00004040| 61 6e 6b 73 2c 20 63 72 | 65 64 69 74 20 75 6e 69 |anks, cr|edit uni|
|00004050| 6f 6e 73 2c 20 73 61 76 | 69 6e 67 73 20 62 6f 6e |ons, sav|ings bon|
|00004060| 64 73 20 61 6e 64 20 6d | 61 6e 79 20 6f 74 68 65 |ds and m|any othe|
|00004070| 72 20 6b 69 6e 64 73 00 | 0a 00 6f 66 20 69 6e 76 |r kinds.|..of inv|
|00004080| 65 73 74 6d 65 6e 74 73 | 20 70 61 79 20 79 6f 75 |estments| pay you|
|00004090| 20 69 6e 74 65 72 65 73 | 74 20 66 6f 72 20 74 68 | interes|t for th|
|000040a0| 65 20 75 73 65 20 6f 66 | 20 79 6f 75 72 20 6d 6f |e use of| your mo|
|000040b0| 6e 65 79 2e 00 0c 00 49 | 73 6e 27 74 20 69 74 20 |ney....I|sn't it |
|000040c0| 73 6d 61 72 74 65 72 20 | 74 6f 20 70 75 74 20 79 |smarter |to put y|
|000040d0| 6f 75 72 20 6d 6f 6e 65 | 79 20 77 68 65 72 65 20 |our mone|y where |
|000040e0| 69 74 20 77 69 6c 6c 20 | 67 72 6f 77 3f 00 02 00 |it will |grow?...|
|000040f0| 54 68 65 20 6c 61 73 74 | 20 73 74 65 70 20 69 6e |The last| step in|
|00004100| 20 63 6f 6d 70 6c 65 74 | 69 6e 67 20 79 6f 75 72 | complet|ing your|
|00004110| 20 5e 46 6f 72 6d 20 57 | 2d 34 5e 20 69 73 20 74 | ^Form W|-4^ is t|
|00004120| 6f 20 73 69 67 6e 20 69 | 74 20 69 6e 20 74 68 65 |o sign i|t in the|
|00004130| 20 73 70 61 63 65 00 03 | 00 6d 61 72 6b 65 64 20 | space..|.marked |
|00004140| 22 45 6d 70 6c 6f 79 65 | 65 27 73 20 73 69 67 6e |"Employe|e's sign|
|00004150| 61 74 75 72 65 22 20 61 | 6e 64 20 77 72 69 74 65 |ature" a|nd write|
|00004160| 20 69 6e 20 74 6f 64 61 | 79 27 73 20 64 61 74 65 | in toda|y's date|
|00004170| 2e 00 05 00 46 69 6e 61 | 6c 6c 79 2c 20 67 69 76 |....Fina|lly, giv|
|00004180| 65 20 74 68 65 20 66 6f | 72 6d 20 74 6f 20 79 6f |e the fo|rm to yo|
|00004190| 75 72 20 65 6d 70 6c 6f | 79 65 72 20 61 73 20 73 |ur emplo|yer as s|
|000041a0| 6f 6f 6e 20 61 66 74 65 | 72 20 73 74 61 72 74 69 |oon afte|r starti|
|000041b0| 6e 67 20 77 6f 72 6b 20 | 61 73 00 06 00 70 6f 73 |ng work |as...pos|
|000041c0| 73 69 62 6c 65 2c 20 73 | 6f 20 74 68 61 74 20 79 |sible, s|o that y|
|000041d0| 6f 75 72 20 77 69 74 68 | 68 6f 6c 64 69 6e 67 20 |our with|holding |
|000041e0| 66 6f 72 20 74 68 65 20 | 79 65 61 72 20 63 6f 6d |for the |year com|
|000041f0| 65 73 20 63 6c 6f 73 65 | 20 74 6f 20 74 68 65 20 |es close| to the |
|00004200| 74 61 78 20 79 6f 75 00 | 07 00 6f 77 65 2e 00 02 |tax you.|..owe...|
|00004210| 00 4e 6f 77 20 69 74 27 | 73 20 74 69 6d 65 20 74 |.Now it'|s time t|
|00004220| 6f 20 73 65 65 20 77 68 | 61 74 20 79 6f 75 27 76 |o see wh|at you'v|
|00004230| 65 20 6c 65 61 72 6e 65 | 64 20 61 62 6f 75 74 20 |e learne|d about |
|00004240| 74 61 78 20 77 69 74 68 | 68 6f 6c 64 69 6e 67 20 |tax with|holding |
|00004250| 61 6e 64 20 5e 46 6f 72 | 6d 20 57 2d 34 5e 2e 00 |and ^For|m W-4^..|
|00004260| 03 00 46 6f 72 20 65 61 | 63 68 20 71 75 65 73 74 |..For ea|ch quest|
|00004270| 69 6f 6e 20 63 68 6f 6f | 73 65 20 74 68 65 20 62 |ion choo|se the b|
|00004280| 65 73 74 20 61 6e 73 77 | 65 72 20 62 79 20 70 72 |est answ|er by pr|
|00004290| 65 73 73 69 6e 67 20 41 | 2c 20 42 20 6f 72 20 43 |essing A|, B or C|
|000042a0| 2e 00 05 00 41 66 74 65 | 72 20 79 6f 75 20 68 61 |....Afte|r you ha|
|000042b0| 76 65 20 63 6f 6d 70 6c | 65 74 65 64 20 61 6c 6c |ve compl|eted all|
|000042c0| 20 6f 66 20 74 68 65 20 | 71 75 65 73 74 69 6f 6e | of the |question|
|000042d0| 73 2c 20 74 68 65 20 63 | 6f 6d 70 75 74 65 72 20 |s, the c|omputer |
|000042e0| 77 69 6c 6c 20 67 69 76 | 65 20 79 6f 75 00 06 00 |will giv|e you...|
|000042f0| 79 6f 75 72 20 73 63 6f | 72 65 2e 20 20 46 6f 72 |your sco|re. For|
|00004300| 20 65 78 61 6d 70 6c 65 | 2c 20 69 66 20 79 6f 75 | example|, if you|
|00004310| 20 61 6e 73 77 65 72 20 | 74 77 6f 20 71 75 65 73 | answer |two ques|
|00004320| 74 69 6f 6e 73 20 69 6e | 63 6f 72 72 65 63 74 6c |tions in|correctl|
|00004330| 79 2c 20 79 6f 75 72 00 | 07 00 73 63 6f 72 65 20 |y, your.|..score |
|00004340| 77 69 6c 6c 20 62 65 20 | 38 20 6f 75 74 20 6f 66 |will be |8 out of|
|00004350| 20 31 30 2e 20 20 54 68 | 65 6e 20 79 6f 75 20 63 | 10. Th|en you c|
|00004360| 61 6e 20 72 65 74 72 79 | 20 74 68 65 20 71 75 65 |an retry| the que|
|00004370| 73 74 69 6f 6e 73 20 79 | 6f 75 20 6d 69 73 73 65 |stions y|ou misse|
|00004380| 64 2e 00 09 00 59 6f 75 | 20 61 72 65 20 6e 6f 77 |d....You| are now|
|00004390| 20 72 65 61 64 79 20 74 | 6f 20 62 65 67 69 6e 20 | ready t|o begin |
|000043a0| 79 6f 75 72 20 72 65 76 | 69 65 77 2e 20 20 50 72 |your rev|iew. Pr|
|000043b0| 65 73 73 20 74 68 65 20 | 3c 53 70 61 63 65 20 42 |ess the |<Space B|
|000043c0| 61 72 3e 20 66 6f 72 00 | 0a 00 79 6f 75 72 20 66 |ar> for.|..your f|
|000043d0| 69 72 73 74 20 71 75 65 | 73 74 69 6f 6e 2e 00 04 |irst que|stion...|
|000043e0| 00 4f 6e 20 77 68 61 74 | 20 63 6f 6e 63 65 70 74 |.On what| concept|
|000043f0| 20 69 73 20 6f 75 72 20 | 46 65 64 65 72 61 6c 20 | is our |Federal |
|00004400| 74 61 78 20 73 79 73 74 | 65 6d 20 62 61 73 65 64 |tax syst|em based|
|00004410| 3f 00 06 05 5b 41 5d 20 | 20 49 6e 74 65 6e 74 69 |?...[A] | Intenti|
|00004420| 6f 6e 61 6c 20 61 63 71 | 75 69 65 73 63 65 6e 63 |onal acq|uiescenc|
|00004430| 65 2e 00 08 05 5b 42 5d | 20 20 46 6f 72 63 65 64 |e....[B]| Forced|
|00004440| 20 74 61 78 70 61 79 69 | 6e 67 2e 00 0a 05 5b 43 | taxpayi|ng....[C|
|00004450| 5d 20 20 56 6f 6c 75 6e | 74 61 72 79 20 63 6f 6d |] Volun|tary com|
|00004460| 70 6c 69 61 6e 63 65 2e | 00 04 00 57 68 61 74 20 |pliance.|...What |
|00004470| 69 73 20 69 74 20 63 61 | 6c 6c 65 64 20 77 68 65 |is it ca|lled whe|
|00004480| 6e 20 79 6f 75 72 20 65 | 6d 70 6c 6f 79 65 72 20 |n your e|mployer |
|00004490| 6b 65 65 70 73 20 61 20 | 63 65 72 74 61 69 6e 20 |keeps a |certain |
|000044a0| 61 6d 6f 75 6e 74 20 6f | 66 20 79 6f 75 72 20 70 |amount o|f your p|
|000044b0| 61 79 20 61 6e 64 00 05 | 00 73 65 6e 64 73 20 69 |ay and..|.sends i|
|000044c0| 74 20 74 6f 20 74 68 65 | 20 46 65 64 65 72 61 6c |t to the| Federal|
|000044d0| 20 67 6f 76 65 72 6e 6d | 65 6e 74 20 74 6f 20 62 | governm|ent to b|
|000044e0| 65 20 61 70 70 6c 69 65 | 64 20 74 6f 20 74 68 65 |e applie|d to the|
|000044f0| 20 69 6e 63 6f 6d 65 20 | 74 61 78 20 79 6f 75 00 | income |tax you.|
|00004500| 06 00 77 69 6c 6c 20 6f | 77 65 3f 00 08 05 5b 41 |..will o|we?...[A|
|00004510| 5d 20 20 41 6e 20 61 6c | 6c 6f 77 61 6e 63 65 2e |] An al|lowance.|
|00004520| 00 0a 05 5b 42 5d 20 20 | 54 61 78 20 77 69 74 68 |...[B] |Tax with|
|00004530| 68 6f 6c 64 69 6e 67 2e | 00 0c 05 5b 43 5d 20 20 |holding.|...[C] |
|00004540| 41 20 74 61 78 20 65 78 | 65 6d 70 74 69 6f 6e 2e |A tax ex|emption.|
|00004550| 00 04 00 57 68 79 20 69 | 73 20 74 61 78 20 77 69 |...Why i|s tax wi|
|00004560| 74 68 68 6f 6c 64 69 6e | 67 20 61 20 67 6f 6f 64 |thholdin|g a good|
|00004570| 20 69 64 65 61 20 66 6f | 72 20 79 6f 75 20 61 73 | idea fo|r you as|
|00004580| 20 61 20 74 61 78 70 61 | 79 65 72 3f 00 06 05 5b | a taxpa|yer?...[|
|00004590| 41 5d 20 20 59 6f 75 20 | 77 6f 6e 27 74 20 68 61 |A] You |won't ha|
|000045a0| 76 65 20 74 6f 20 66 69 | 6c 65 20 61 20 74 61 78 |ve to fi|le a tax|
|000045b0| 20 72 65 74 75 72 6e 2e | 00 08 05 5b 42 5d 20 20 | return.|...[B] |
|000045c0| 59 6f 75 20 77 69 6c 6c | 20 68 61 76 65 20 74 6f |You will| have to|
|000045d0| 20 70 61 79 20 6c 65 73 | 73 20 74 61 78 65 73 2e | pay les|s taxes.|
|000045e0| 00 0a 05 5b 43 5d 20 20 | 59 6f 75 20 77 6f 6e 27 |...[C] |You won'|
|000045f0| 74 20 68 61 76 65 20 74 | 6f 20 77 6f 72 72 79 20 |t have t|o worry |
|00004600| 61 62 6f 75 74 20 73 61 | 76 69 6e 67 20 74 6f 20 |about sa|ving to |
|00004610| 70 61 79 20 79 6f 75 72 | 20 74 61 78 65 73 20 61 |pay your| taxes a|
|00004620| 74 20 74 68 65 20 65 6e | 64 20 6f 66 00 0b 0a 74 |t the en|d of...t|
|00004630| 68 65 20 79 65 61 72 2e | 00 04 00 57 68 61 74 20 |he year.|...What |
|00004640| 64 6f 20 79 6f 75 20 67 | 69 76 65 20 79 6f 75 72 |do you g|ive your|
|00004650| 20 65 6d 70 6c 6f 79 65 | 72 20 74 6f 20 68 65 6c | employe|r to hel|
|00004660| 70 20 66 69 67 75 72 65 | 20 74 68 65 20 63 6f 72 |p figure| the cor|
|00004670| 72 65 63 74 20 74 61 78 | 65 73 00 05 00 74 6f 20 |rect tax|es...to |
|00004680| 62 65 20 77 69 74 68 68 | 65 6c 64 3f 00 07 05 5b |be withh|eld?...[|
|00004690| 41 5d 20 20 5e 46 6f 72 | 6d 20 57 2d 32 5e 2e 00 |A] ^For|m W-2^..|
|000046a0| 09 05 5b 42 5d 20 20 5e | 46 6f 72 6d 20 57 2d 34 |..[B] ^|Form W-4|
|000046b0| 5e 2e 00 0b 05 5b 43 5d | 20 20 5e 46 6f 72 6d 20 |^....[C]| ^Form |
|000046c0| 53 53 2d 35 5e 2e 00 04 | 00 57 68 65 6e 20 73 68 |SS-5^...|.When sh|
|000046d0| 6f 75 6c 64 20 79 6f 75 | 20 63 6f 6d 70 6c 65 74 |ould you| complet|
|000046e0| 65 20 61 20 6e 65 77 20 | 5e 46 6f 72 6d 20 57 2d |e a new |^Form W-|
|000046f0| 34 5e 3f 00 06 05 5b 41 | 5d 20 20 57 68 65 6e 20 |4^?...[A|] When |
|00004700| 70 65 72 73 6f 6e 61 6c | 20 63 69 72 63 75 6d 73 |personal| circums|
|00004710| 74 61 6e 63 65 73 20 63 | 68 61 6e 67 65 20 74 68 |tances c|hange th|
|00004720| 61 74 20 6d 61 79 20 61 | 66 66 65 63 74 20 74 68 |at may a|ffect th|
|00004730| 65 20 74 61 78 00 07 0a | 74 68 61 74 20 73 68 6f |e tax...|that sho|
|00004740| 75 6c 64 20 62 65 20 77 | 69 74 68 68 65 6c 64 20 |uld be w|ithheld |
|00004750| 66 72 6f 6d 20 79 6f 75 | 72 20 63 68 65 63 6b 2e |from you|r check.|
|00004760| 00 08 05 5b 42 5d 20 20 | 45 76 65 72 79 20 41 70 |...[B] |Every Ap|
|00004770| 72 69 6c 20 31 35 2e 00 | 0a 05 5b 43 5d 20 20 4f |ril 15..|..[C] O|
|00004780| 6e 63 65 20 65 76 65 72 | 79 20 35 20 79 65 61 72 |nce ever|y 5 year|
|00004790| 73 2e 00 04 00 48 6f 77 | 20 6d 61 6e 79 20 61 6c |s....How| many al|
|000047a0| 6c 6f 77 61 6e 63 65 73 | 20 63 61 6e 20 61 6e 20 |lowances| can an |
|000047b0| 69 6e 64 69 76 69 64 75 | 61 6c 20 63 6c 61 69 6d |individu|al claim|
|000047c0| 20 6f 6e 20 5e 46 6f 72 | 6d 20 57 2d 34 5e 3f 00 | on ^For|m W-4^?.|
|000047d0| 06 05 5b 41 5d 20 20 4f | 6e 6c 79 20 6f 6e 65 2e |..[A] O|nly one.|
|000047e0| 00 08 05 5b 42 5d 20 20 | 4e 6f 20 6d 6f 72 65 20 |...[B] |No more |
|000047f0| 74 68 61 6e 20 34 2e 00 | 0a 05 5b 43 5d 20 20 49 |than 4..|..[C] I|
|00004800| 74 20 64 65 70 65 6e 64 | 73 20 6f 6e 20 74 68 65 |t depend|s on the|
|00004810| 20 75 6e 69 71 75 65 20 | 63 69 72 63 75 6d 73 74 | unique |circumst|
|00004820| 61 6e 63 65 73 20 6f 66 | 20 65 61 63 68 20 69 6e |ances of| each in|
|00004830| 64 69 76 69 64 75 61 6c | 2e 00 04 00 49 6e 20 61 |dividual|....In a|
|00004840| 64 64 69 74 69 6f 6e 20 | 74 6f 20 74 68 65 20 6f |ddition |to the o|
|00004850| 6e 65 20 61 6c 6c 6f 77 | 61 6e 63 65 20 79 6f 75 |ne allow|ance you|
|00004860| 20 63 61 6e 20 63 6c 61 | 69 6d 20 66 6f 72 20 79 | can cla|im for y|
|00004870| 6f 75 72 73 65 6c 66 20 | 28 69 66 20 79 6f 75 20 |ourself |(if you |
|00004880| 61 72 65 20 6e 6f 74 00 | 05 00 62 65 69 6e 67 20 |are not.|..being |
|00004890| 63 6c 61 69 6d 65 64 20 | 61 73 20 61 20 64 65 70 |claimed |as a dep|
|000048a0| 65 6e 64 65 6e 74 20 6f | 6e 20 73 6f 6d 65 6f 6e |endent o|n someon|
|000048b0| 65 20 65 6c 73 65 27 73 | 20 74 61 78 20 72 65 74 |e else's| tax ret|
|000048c0| 75 72 6e 29 2c 20 79 6f | 75 20 6d 61 79 20 62 65 |urn), yo|u may be|
|000048d0| 20 61 62 6c 65 00 06 00 | 74 6f 20 63 6c 61 69 6d | able...|to claim|
|000048e0| 20 6f 74 68 65 72 20 61 | 6c 6c 6f 77 61 6e 63 65 | other a|llowance|
|000048f0| 73 2e 20 20 57 68 69 63 | 68 20 6f 66 20 74 68 65 |s. Whic|h of the|
|00004900| 20 66 6f 6c 6c 6f 77 69 | 6e 67 20 63 69 72 63 75 | followi|ng circu|
|00004910| 6d 73 74 61 6e 63 65 73 | 20 77 6f 75 6c 64 20 5e |mstances| would ^|
|00004920| 6e 6f 74 5e 00 07 00 61 | 6c 6c 6f 77 20 79 6f 75 |not^...a|llow you|
|00004930| 20 74 6f 20 63 6c 61 69 | 6d 20 61 6e 20 61 64 64 | to clai|m an add|
|00004940| 69 74 69 6f 6e 61 6c 20 | 61 6c 6c 6f 77 61 6e 63 |itional |allowanc|
|00004950| 65 3f 00 09 05 5b 41 5d | 20 20 59 6f 75 20 64 72 |e?...[A]| You dr|
|00004960| 69 76 65 20 61 6e 20 65 | 78 70 65 6e 73 69 76 65 |ive an e|xpensive|
|00004970| 20 63 61 72 2e 00 0b 05 | 5b 42 5d 20 20 59 6f 75 | car....|[B] You|
|00004980| 20 61 72 65 20 6d 61 72 | 72 69 65 64 2e 00 0d 05 | are mar|ried....|
|00004990| 5b 43 5d 20 20 59 6f 75 | 20 68 61 76 65 20 63 68 |[C] You| have ch|
|000049a0| 69 6c 64 72 65 6e 2e 00 | 04 00 49 66 20 79 6f 75 |ildren..|..If you|
|000049b0| 20 77 6f 72 6b 20 61 74 | 20 74 77 6f 20 6a 6f 62 | work at| two job|
|000049c0| 73 20 61 6e 64 20 63 6f | 6d 70 6c 65 74 65 20 61 |s and co|mplete a|
|000049d0| 20 5e 46 6f 72 6d 20 57 | 2d 34 5e 20 66 6f 72 20 | ^Form W|-4^ for |
|000049e0| 65 61 63 68 20 6a 6f 62 | 2c 20 68 6f 77 20 6d 75 |each job|, how mu|
|000049f0| 73 74 20 79 6f 75 00 05 | 00 63 6c 61 69 6d 20 79 |st you..|.claim y|
|00004a00| 6f 75 72 20 61 6c 6c 6f | 77 61 6e 63 65 73 3f 00 |our allo|wances?.|
|00004a10| 07 05 5b 41 5d 20 20 59 | 6f 75 20 6d 75 73 74 20 |..[A] Y|ou must |
|00004a20| 63 6c 61 69 6d 20 61 6c | 6c 20 79 6f 75 72 20 61 |claim al|l your a|
|00004a30| 6c 6c 6f 77 61 6e 63 65 | 73 20 6f 6e 20 6f 6e 6c |llowance|s on onl|
|00004a40| 79 20 6f 6e 65 20 5e 46 | 6f 72 6d 20 57 2d 34 5e |y one ^F|orm W-4^|
|00004a50| 2e 00 09 05 5b 42 5d 20 | 20 59 6f 75 20 63 61 6e |....[B] | You can|
|00004a60| 20 63 6c 61 69 6d 20 61 | 6c 6c 20 6f 66 20 79 6f | claim a|ll of yo|
|00004a70| 75 72 20 61 6c 6c 6f 77 | 61 6e 63 65 73 20 6f 6e |ur allow|ances on|
|00004a80| 20 6f 6e 65 20 5e 57 2d | 34 5e 20 61 6e 64 20 6e | one ^W-|4^ and n|
|00004a90| 6f 6e 65 20 6f 6e 20 74 | 68 65 20 6f 74 68 65 72 |one on t|he other|
|00004aa0| 00 0a 0a 6f 72 20 79 6f | 75 20 63 61 6e 20 64 69 |...or yo|u can di|
|00004ab0| 76 69 64 65 20 75 70 20 | 79 6f 75 72 20 61 6c 6c |vide up |your all|
|00004ac0| 6f 77 61 6e 63 65 73 20 | 62 65 74 77 65 65 6e 20 |owances |between |
|00004ad0| 74 68 65 20 74 77 6f 20 | 5e 57 2d 34 5e 20 66 6f |the two |^W-4^ fo|
|00004ae0| 72 6d 73 2e 00 0b 05 5b | 43 5d 20 20 59 6f 75 20 |rms....[|C] You |
|00004af0| 6d 75 73 74 20 64 69 76 | 69 64 65 20 75 70 20 79 |must div|ide up y|
|00004b00| 6f 75 72 20 61 6c 6c 6f | 77 61 6e 63 65 73 20 62 |our allo|wances b|
|00004b10| 65 74 77 65 65 6e 20 74 | 68 65 20 74 77 6f 20 5e |etween t|he two ^|
|00004b20| 57 2d 34 5e 20 66 6f 72 | 6d 73 2e 00 04 00 49 66 |W-4^ for|ms....If|
|00004b30| 20 79 6f 75 20 6f 77 65 | 20 61 64 64 69 74 69 6f | you owe| additio|
|00004b40| 6e 61 6c 20 74 61 78 65 | 73 20 61 74 20 74 61 78 |nal taxe|s at tax|
|00004b50| 20 74 69 6d 65 2c 20 64 | 65 73 70 69 74 65 20 68 | time, d|espite h|
|00004b60| 61 76 69 6e 67 20 6d 6f | 6e 65 79 20 77 69 74 68 |aving mo|ney with|
|00004b70| 68 65 6c 64 00 05 00 61 | 63 63 6f 72 64 69 6e 67 |held...a|ccording|
|00004b80| 20 74 6f 20 79 6f 75 72 | 20 5e 57 2d 34 5e 20 2e | to your| ^W-4^ .|
|00004b90| 20 2e 20 2e 00 07 05 5b | 41 5d 20 20 59 6f 75 72 | . ....[|A] Your|
|00004ba0| 20 69 6e 63 6f 6d 65 20 | 68 61 73 20 62 65 65 6e | income |has been|
|00004bb0| 20 6f 76 65 72 65 73 74 | 69 6d 61 74 65 64 20 66 | overest|imated f|
|00004bc0| 6f 72 20 69 6e 63 6f 6d | 65 20 74 61 78 20 70 75 |or incom|e tax pu|
|00004bd0| 72 70 6f 73 65 73 2e 00 | 09 05 5b 42 5d 20 20 59 |rposes..|..[B] Y|
|00004be0| 6f 75 72 20 70 61 79 20 | 68 61 73 20 62 65 65 6e |our pay |has been|
|00004bf0| 20 6f 76 65 72 77 69 74 | 68 68 65 6c 64 20 66 6f | overwit|hheld fo|
|00004c00| 72 20 69 6e 63 6f 6d 65 | 20 74 61 78 20 70 75 72 |r income| tax pur|
|00004c10| 70 6f 73 65 73 2e 00 0b | 05 5b 43 5d 20 20 59 6f |poses...|.[C] Yo|
|00004c20| 75 72 20 70 61 79 20 68 | 61 73 20 62 65 65 6e 20 |ur pay h|as been |
|00004c30| 75 6e 64 65 72 77 69 74 | 68 68 65 6c 64 20 66 6f |underwit|hheld fo|
|00004c40| 72 20 69 6e 63 6f 6d 65 | 20 74 61 78 20 70 75 72 |r income| tax pur|
|00004c50| 70 6f 73 65 73 2e 00 04 | 00 57 68 61 74 20 68 61 |poses...|.What ha|
|00004c60| 70 70 65 6e 73 20 69 66 | 20 79 6f 75 72 20 70 61 |ppens if| your pa|
|00004c70| 79 20 69 73 20 6f 76 65 | 72 77 69 74 68 68 65 6c |y is ove|rwithhel|
|00004c80| 64 20 66 6f 72 20 46 65 | 64 65 72 61 6c 20 69 6e |d for Fe|deral in|
|00004c90| 63 6f 6d 65 20 74 61 78 | 20 70 75 72 70 6f 73 65 |come tax| purpose|
|00004ca0| 73 3f 00 06 05 5b 41 5d | 20 20 59 6f 75 20 77 69 |s?...[A]| You wi|
|00004cb0| 6c 6c 20 68 61 76 65 20 | 74 6f 20 70 61 79 20 6d |ll have |to pay m|
|00004cc0| 6f 72 65 20 74 61 78 65 | 73 2e 00 08 05 5b 42 5d |ore taxe|s....[B]|
|00004cd0| 20 20 59 6f 75 20 6d 61 | 79 20 72 65 63 65 69 76 | You ma|y receiv|
|00004ce0| 65 20 61 20 72 65 66 75 | 6e 64 20 28 67 65 6e 65 |e a refu|nd (gene|
|00004cf0| 72 61 6c 6c 79 20 77 69 | 74 68 6f 75 74 20 69 6e |rally wi|thout in|
|00004d00| 74 65 72 65 73 74 29 00 | 09 0a 66 72 6f 6d 20 74 |terest).|..from t|
|00004d10| 68 65 20 67 6f 76 65 72 | 6e 6d 65 6e 74 2e 00 0a |he gover|nment...|
|00004d20| 05 5b 43 5d 20 20 59 6f | 75 20 6d 61 79 20 72 65 |.[C] Yo|u may re|
|00004d30| 63 65 69 76 65 20 61 20 | 72 65 66 75 6e 64 20 28 |ceive a |refund (|
|00004d40| 77 68 69 63 68 20 61 6c | 77 61 79 73 20 69 6e 63 |which al|ways inc|
|00004d50| 6c 75 64 65 73 20 69 6e | 74 65 72 65 73 74 29 00 |ludes in|terest).|
|00004d60| 0b 0a 66 72 6f 6d 20 74 | 68 65 20 67 6f 76 65 72 |..from t|he gover|
|00004d70| 6e 6d 65 6e 74 2e 00 02 | 00 43 6f 6e 67 72 61 74 |nment...|.Congrat|
|00004d80| 75 6c 61 74 69 6f 6e 73 | 21 20 20 59 6f 75 72 20 |ulations|! Your |
|00004d90| 73 63 6f 72 65 20 69 73 | 20 31 30 20 6f 75 74 20 |score is| 10 out |
|00004da0| 6f 66 20 31 30 2e 20 20 | 59 6f 75 20 68 61 76 65 |of 10. |You have|
|00004db0| 20 63 6f 72 72 65 63 74 | 6c 79 20 61 6e 73 77 65 | correct|ly answe|
|00004dc0| 72 65 64 00 03 00 61 6c | 6c 20 74 65 6e 20 71 75 |red...al|l ten qu|
|00004dd0| 65 73 74 69 6f 6e 73 2e | 20 20 59 6f 75 20 61 72 |estions.| You ar|
|00004de0| 65 20 6e 6f 77 20 72 65 | 61 64 79 20 74 6f 20 67 |e now re|ady to g|
|00004df0| 6f 20 6f 6e 20 74 6f 20 | 61 20 6e 65 77 20 70 61 |o on to |a new pa|
|00004e00| 72 74 20 6f 66 20 74 68 | 69 73 20 73 6f 66 74 77 |rt of th|is softw|
|00004e10| 61 72 65 00 04 00 73 75 | 70 70 6c 65 6d 65 6e 74 |are...su|pplement|
|00004e20| 2e 00 06 00 50 72 65 73 | 73 20 74 68 65 20 3c 53 |....Pres|s the <S|
|00004e30| 70 61 63 65 20 42 61 72 | 3e 20 74 6f 20 66 69 6e |pace Bar|> to fin|
|00004e40| 64 20 6f 75 74 20 77 68 | 61 74 20 79 6f 75 20 77 |d out wh|at you w|
|00004e50| 69 6c 6c 20 6c 65 61 72 | 6e 20 61 62 6f 75 74 20 |ill lear|n about |
|00004e60| 6e 65 78 74 2e 00 02 00 | 47 6f 6f 64 20 6a 6f 62 |next....|Good job|
|00004e70| 21 20 20 59 6f 75 72 20 | 73 63 6f 72 65 20 69 73 |! Your |score is|
|00004e80| 20 25 73 20 6f 75 74 20 | 6f 66 20 31 30 2e 20 20 | %s out |of 10. |
|00004e90| 42 75 74 20 79 6f 75 20 | 63 61 6e 20 69 6d 70 72 |But you |can impr|
|00004ea0| 6f 76 65 20 79 6f 75 72 | 20 73 63 6f 72 65 00 03 |ove your| score..|
|00004eb0| 00 74 6f 20 31 30 20 6f | 75 74 20 6f 66 20 31 30 |.to 10 o|ut of 10|
|00004ec0| 20 62 79 20 72 65 74 72 | 79 69 6e 67 20 74 68 65 | by retr|ying the|
|00004ed0| 20 71 75 65 73 74 69 6f | 6e 28 73 29 20 79 6f 75 | questio|n(s) you|
|00004ee0| 20 6d 69 73 73 65 64 2e | 20 20 57 68 61 74 20 77 | missed.| What w|
|00004ef0| 6f 75 6c 64 00 04 00 79 | 6f 75 20 6c 69 6b 65 20 |ould...y|ou like |
|00004f00| 74 6f 20 64 6f 3f 00 06 | 05 5b 41 5d 20 52 65 74 |to do?..|.[A] Ret|
|00004f10| 72 79 20 74 68 65 20 71 | 75 65 73 74 69 6f 6e 28 |ry the q|uestion(|
|00004f20| 73 29 20 79 6f 75 20 6d | 69 73 73 65 64 2e 00 08 |s) you m|issed...|
|00004f30| 05 5b 42 5d 20 43 6f 6e | 74 69 6e 75 65 20 74 6f |.[B] Con|tinue to|
|00004f40| 20 61 6e 6f 74 68 65 72 | 20 70 61 72 74 20 6f 66 | another| part of|
|00004f50| 20 74 68 69 73 20 73 6f | 66 74 77 61 72 65 20 73 | this so|ftware s|
|00004f60| 75 70 70 6c 65 6d 65 6e | 74 2e 00 02 00 4d 61 79 |upplemen|t....May|
|00004f70| 62 65 20 61 20 6c 69 74 | 74 6c 65 20 70 72 61 63 |be a lit|tle prac|
|00004f80| 74 69 63 65 20 77 69 6c | 6c 20 68 65 6c 70 2e 20 |tice wil|l help. |
|00004f90| 20 59 6f 75 72 20 73 63 | 6f 72 65 20 69 73 20 25 | Your sc|ore is %|
|00004fa0| 73 20 6f 75 74 20 6f 66 | 20 31 30 2e 20 20 59 6f |s out of| 10. Yo|
|00004fb0| 75 20 63 61 6e 00 03 00 | 69 6d 70 72 6f 76 65 20 |u can...|improve |
|00004fc0| 79 6f 75 72 20 73 63 6f | 72 65 20 74 6f 20 31 30 |your sco|re to 10|
|00004fd0| 20 6f 75 74 20 6f 66 20 | 31 30 20 62 79 20 72 65 | out of |10 by re|
|00004fe0| 74 72 79 69 6e 67 20 74 | 68 65 20 71 75 65 73 74 |trying t|he quest|
|00004ff0| 69 6f 6e 73 20 79 6f 75 | 20 6d 69 73 73 65 64 2e |ions you| missed.|
|00005000| 00 04 00 57 68 61 74 20 | 77 6f 75 6c 64 20 79 6f |...What |would yo|
|00005010| 75 20 6c 69 6b 65 20 74 | 6f 20 64 6f 3f 00 06 05 |u like t|o do?...|
|00005020| 5b 41 5d 20 52 65 74 72 | 79 20 74 68 65 20 71 75 |[A] Retr|y the qu|
|00005030| 65 73 74 69 6f 6e 28 73 | 29 20 79 6f 75 20 6d 69 |estion(s|) you mi|
|00005040| 73 73 65 64 2e 00 08 05 | 5b 42 5d 20 43 6f 6e 74 |ssed....|[B] Cont|
|00005050| 69 6e 75 65 20 74 6f 20 | 61 6e 6f 74 68 65 72 20 |inue to |another |
|00005060| 70 61 72 74 20 6f 66 20 | 74 68 69 73 20 73 6f 66 |part of |this sof|
|00005070| 74 77 61 72 65 20 73 75 | 70 70 6c 65 6d 65 6e 74 |tware su|pplement|
|00005080| 2e 00 02 00 59 6f 75 72 | 20 65 6d 70 6c 6f 79 65 |....Your| employe|
|00005090| 72 20 75 73 65 73 20 5e | 46 6f 72 6d 20 57 2d 34 |r uses ^|Form W-4|
|000050a0| 5e 20 74 6f 20 66 69 67 | 75 72 65 20 68 6f 77 20 |^ to fig|ure how |
|000050b0| 6d 75 63 68 20 74 6f 20 | 77 69 74 68 68 6f 6c 64 |much to |withhold|
|000050c0| 00 03 00 66 72 6f 6d 20 | 79 6f 75 72 20 70 61 79 |...from |your pay|
|000050d0| 2e 00 05 00 41 74 20 74 | 68 65 20 65 6e 64 20 6f |....At t|he end o|
|000050e0| 66 20 74 68 65 20 79 65 | 61 72 2c 20 68 65 20 6f |f the ye|ar, he o|
|000050f0| 72 20 73 68 65 20 77 69 | 6c 6c 20 67 69 76 65 20 |r she wi|ll give |
|00005100| 79 6f 75 20 61 20 66 6f | 72 6d 20 74 68 61 74 20 |you a fo|rm that |
|00005110| 74 65 6c 6c 73 20 79 6f | 75 00 06 00 65 78 61 63 |tells yo|u...exac|
|00005120| 74 6c 79 20 68 6f 77 20 | 6d 75 63 68 20 77 61 73 |tly how |much was|
|00005130| 20 77 69 74 68 68 65 6c | 64 2e 20 20 59 6f 75 20 | withhel|d. You |
|00005140| 77 69 6c 6c 20 6e 65 65 | 64 20 74 68 69 73 20 66 |will nee|d this f|
|00005150| 6f 72 6d 20 74 6f 20 66 | 69 6c 65 20 79 6f 75 72 |orm to f|ile your|
|00005160| 20 74 61 78 00 07 00 72 | 65 74 75 72 6e 2e 00 09 | tax...r|eturn...|
|00005170| 00 54 6f 20 66 69 6e 64 | 20 6f 75 74 20 6d 6f 72 |.To find| out mor|
|00005180| 65 20 61 62 6f 75 74 20 | 74 68 69 73 20 66 6f 72 |e about |this for|
|00005190| 6d 20 28 5e 46 6f 72 6d | 20 57 2d 32 5e 29 20 61 |m (^Form| W-2^) a|
|000051a0| 6e 64 20 68 6f 77 20 69 | 74 20 63 61 6e 20 68 65 |nd how i|t can he|
|000051b0| 6c 70 20 79 6f 75 2c 00 | 0a 00 70 72 65 73 73 20 |lp you,.|..press |
|000051c0| 74 68 65 20 3c 53 70 61 | 63 65 20 42 61 72 3e 20 |the <Spa|ce Bar> |
|000051d0| 74 6f 20 67 6f 20 62 61 | 63 6b 20 74 6f 20 74 68 |to go ba|ck to th|
|000051e0| 65 20 6d 61 69 6e 20 6d | 65 6e 75 20 61 6e 64 20 |e main m|enu and |
|000051f0| 63 68 6f 6f 73 65 20 22 | 46 72 6f 6d 20 5e 46 6f |choose "|From ^Fo|
|00005200| 72 6d 20 57 2d 34 5e 00 | 0b 00 74 6f 20 5e 46 6f |rm W-4^.|..to ^Fo|
|00005210| 72 6d 20 57 2d 32 5e 2e | 22 00 0b 00 00 |rm W-2^.|".... |
+--------+-------------------------+-------------------------+--------+--------+